7 Reasons Your Mortgage Was Declined

7 Reasons Your Mortgage Was Declined

Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for you as a homebuyer. Mortgages can be declined for a number of reasons, but once…
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5 Reasons You Need to Talk Your Lender First

Post Before beginning the home search, talking with a lender is a crucial move. Not only will you know the exact amount of home you can afford, but you’ll also have all your necessary documents in order which gives you an…
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Mortgage Rates Are Rising. What’s Next?

Post Post Reposted with permission from ValueInsured. This month the average 30-year fixed mortgage rate reached 5%, the highest since 2011. The rate trend appears to be heading up, as the Fed signals at least one more benchmark rate hike before the end…
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How Adjustable Rate Mortgages Work

Post As a homebuyer, when it comes time to choose a financing solution for your new home or refinance, it’s not uncommon to be paralyzed by the number of options available. Between everything you need to know about home appraisals, title…
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Mortgage Rate Lock: How To Know If You Should Lock Your Interest Rate

Post The most important factor in your mortgage may be the interest rate. The rate you pay on your mortgage will decide your monthly mortgage payment, as well as the total lifetime cost of your mortgage. Getting the best rate is…
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Homeowners vs. Buyers: Who’s More in Tune with Interest Rate Hikes?

Reposted with permission from ValueInsured. Since hitting record-low in summer of 2016 post-Brexit, U.S. mortgage rates have rebounded, with 30-year fixed rate crossing the important psychological benchmark of 4% at the beginning of 2018. Citing a healthy economy and to…
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The Loan Application Checklist

Printer Friendly Application Checklist Completing the mortgage loan application is now easier than ever and you can start online directly on our website! But before you start, you will need the gather the following items from our checklist.   Download…
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