A Guide to First-Time Homebuyer Programs in 2024

A Guide to First-Time Homebuyer Programs in 2024

Going through the home buying journey for the first time is sure to be both an exciting and sometimes overwhelming time for you. You will likely have many questions and decisions to consider, from the type of property you choose…
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What You Need to Know About the 2024 Conforming Loan Limits

In the ever-evolving landscape of real estate and finance, keeping up with changes to loan limits is crucial for both homebuyers and industry professionals. This year, 2024, is bringing significant updates to conforming loan limits, which can substantially impact the…
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How to Deal with High Mortgage Interest Rates 

In today’s real estate market, high mortgage interest rates can feel like a significant challenge for potential homebuyers to overcome. There are several strategies that can help you secure your dream home now and potentially lower your mortgage payments in…
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How to Reduce Mortgage Insurance Premiums on FHA Loans

Buying a house is one of the most significant financial decisions that you can make. Whether you are a first-time homebuyer, or you’ve been through the process before, you should always explore your loan options. FHA (Federal Housing Administration) loans have…
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What is an ITIN Loan?

Purchasing a home is a huge milestone in anyone’s life, but for first-time homebuyers who were not born in the United States, the process can seem daunting. There is some good news, though! There are actually specific loan options available…
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A Guide to First-Time Homebuyer Programs in 2023 

For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process can seem daunting. Fortunately, first-time homebuyer programs help ease your financial burden and provide additional…
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How to Save on Your Down Payment with an FHLB Grant

We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a nice view of the sunset each evening. While it’s easy to visualize what you want…
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What is the FHFA First-Time Homebuyers Rate Discount?

Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and mortgage products.   The intent of these changes is to help more Americans become first-time homeowners…
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What is a Buydown on a Mortgage?

Buying down the interest rate on a mortgage loan can be an effective way to save money and potentially get into your dream home faster.  The savings from any buydown option will translate into lower monthly payments for you as…
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What Are Non-Conforming Loans and How Do They Work?

As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of credit card payments and your credit score is still recovering, or you once filed for…
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