How to Choose a Mortgage Lender

How to Choose a Mortgage Lender

Purchasing a home, whether it’s your first or you’re moving to one better suited to your current needs, is an exciting time! Many buyers enjoy the house-hunting process and finding the right home for their needs and budget. A part…
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What’s the Difference Between Interest Rate and APR?

When you’re buying a home and taking out a mortgage, you want to find a quality lender that also gives you a great deal. It’s such an important life decision, so most buyers want to compare their options and find…
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How To Choose A Quality Home Builder

A home is a huge investment, and not just when it comes to the dollar value. We invest our time and energy into making our homes personalized and unique places. They become oases where we can escape the busyness of…
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What Are Mortgage Points?

When you’re financing a house, there are many terms and processes you might not be familiar with, especially if you’re a first-time buyer. Most buyers consider their interest rate the single most important aspect of their loan, so getting the…
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What to Know About Buying a Foreclosed Home

Why do people consider buying a foreclosed home? There are a few good reasons. The price is usually a big factor – you’re able to potentially get a lot more house at a bargain price point. The property may also…
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What is a Jumbo Loan?

A jumbo loan is used to finance a home when the price exceeds the conforming loan limit, which is $548,250 for most of the U.S. in 2021. It’s important to understand why you would need a jumbo loan and how…
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How You Can Avoid Private Mortgage Insurance

There are many fees associated with buying a house, from inspections to appraisals to insurance. Most buyers don’t want to spend more than they need to, so it’s a good practice to do some research to find out just what…
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How Often Can You Refinance?

Have you questioned, “How many times can I refinance my home?” The short answer is that you can refinance your loan as many times as it makes sense for you to do so. But what does that mean? You are…
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How to Read Your Closing Disclosure

It’s almost time for your favorite day in the loan process: closing! As your closing date draws near, there is a lot of information coming at you fast. An important step before that final milestone is receiving your closing disclosure.…
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Does Applying for a Mortgage Hurt My Credit?

You’ve decided to buy a new home, and like a majority of Americans, that means you’re also signing up for a mortgage. A mortgage can be a great thing for your credit history. In today’s market, interest rates are also…
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