John Settles

Senior Loan Officer
NMLS ID #448870

Get Started Online

Click below to get started via our secure online portal.

Start Online With John

Licensed In

Maryland, Virginia, Washington D.C.


With the name “John Settles,” I have been told for 20 years that I was born to be in the mortgage business. The truth is “we” settle. I view myself as not only a trusted advisor, but also a partner with my clients. I make it a point to understand what is important to you, along with your unique circumstances and needs. I use that understanding to customize different solutions and educate you on the differences, so you can make an informed choice on the financing solution that’s best for you.

I’m married and have three children. My kids are teens, and tweens, so I spend my time outside of the office being a chauffeur. I grew up in DC, and graduated from St. John’s High School, where I was Command Sergeant Major, and Howard University, where I earned a degree in Finance.

With more than 20 years in the mortgage business, I have held several management positions with large national mortgage banks, and also was honored as a Future Leader by the Mortgage Bankers Association of America.

I am an animal lover and youth basketball coach. I enjoy being out in nature, especially by the water. After a hiatus I am taking up Tai Chi again, while aspiring to plant an outdoor garden this year.