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Effective Mortgage Solutions for Medical Professionals

Physician Home Loan Program


First Heritage Mortgage is proud to offer a premier mortgage program 
to medical professionals looking to buy or refinance a home.

 

Our Physician Home Loan Program is designed to eliminate many of the 
mortgage financing roadblocks faced by physicians and residents.

Physician Home Loan Program Benefits

  • No monthly Mortgage Insurance
  • High loan-to-value (LTV) financing and loan limits
  • Future income may be used to qualify
  • Flexible down payment options – Gift funds and signing bonus eligible
  • Student Loan debt may be excluded from debt-to-income calculation*
  • Fully amortizing adjustable-rate mortgage options

Who Can Participate?

Our Physician Home Loan Program is specifically tailored for existing Medical Doctors (MD and DO), Dentists, Dental Surgeons, and Veterinarians who are:

  • Actively practicing and within 10 years of completing original residency or fellowship
  • Newly licensed medical residents currently employed in residency or fellowship
  • Newly licensed medical students about to begin new employment/residency within 60 days of closing

Learn More


Mortgage Application Checklist

Use this simple checklist to get the mortgage process rolling.

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Mortgage Calculators

Try our calculators to start planning your home buying experience.

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Ready to Get Started?

Get in touch today to learn more about if our Physician Home Loan Program is right for you.

Talk to an Expert

*Student loans excluded from DTI calculation with proof of >12 months’ deferment/forbearance.

Get In Touch

3201 Jermantown Road, Suite 800

Fairfax, VA 22030

Phone: 703.352.0721

Toll-Free: 866.833.LOAN

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First Heritage Mortgage, LLC, Company NMLS ID #86548 (www.nmlsconsumeraccess.org)

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