We were referred to Ryan by a close friend who spoke highly of his professionalism, and ability to find the best mortgage rates. From the first phone call we had with him, we knew he would be a great asset to our house hunting team. He was very transparent about expected costs and we really enjoyed his thorough explanations of each scenario presented. He was available nearly all day and night, weekday and weekend- and in this market, that is invaluable. In the very rare instance that he was not near his computer, he would have his assistant or coworker help to answer any questions we had within minutes. I would HIGHLY recommend Ryan and his team to anyone! They are all friendly individuals who really have your best interests in mind.