Ryan has it all. He’s polite, patient, understanding, and best of all, he’s very responsive. The one time he wasn’t able to take my call, he called back within the hour, letting me know that he was buying his mother dinner for mother’s day.

I always shop around for the best rates, and Ryan by far gave me the best rate. It was even lower than the lowest listed on Bankrate and NerdWallet. He was incredibly transparent about everything and gave us estimates within the day if requested.

I can’t recommend him more. Always do your own due diligence, of course. But my experience has been that he offers great deals and is a reliable person to work with.