After a bankruptcy and financial issues I never thought I’d be able purchase a house, let alone on my own. I got approved with another bank and was shocked! I went house shopping and was referred to First Heritage as they were preferred by the builder. I received so many perks going with them. The process seemed slow to me because I was anxious but Bernadette was always there to answer questions and reassure me when I got stressed out. When I got the Loan Estimate I sent it to other lenders to see if they could beat it and no one could. I got the best rate, no points and no hidden fees or charges. First Heritage was STRAIGHT UP!! I closed on time and had ZERO loan issues. I highly recommend them and the only thing I can say is when they ask for documents, get it to them ASAP!! I love First Heritage the home buying process is stressful but they made the loan process easy. Thank you for my first new construction home!!