Welcome Home
At First Heritage Mortgage, we understand that your home represents peace of mind for your family, a sense of community belonging, and in many cases, your most significant financial investment. Work with our team of lending experts for greater simplicity, honesty, and fairness throughout the mortgage process.
A Direct Lender with Expansive Offerings
We go beyond traditional conventional mortgage programs to offer FHA and VA insured mortgages, financing for new construction and second homes, first-time homebuyer assistance programs, and more!
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Tools and Resources to Help You Get Started
Thinking about buying or refinancing a home? Start here for answers to common questions, helpful tips, and online calculators to help you navigate the mortgage process.
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A Sampling of Our Awards & Honors
Take It From Our Customers
Jeffrey and his team helped us get everything we asked for on a home and on a loan. This team was always willing to go above and beyond for us and I would recommend them to any prospective buyer. Jeffrey is world-class! Thank you!
- Andrew M.
Total professional from start to finish. No games no BS. Best rate out of the gate. Mitchel is very responsive. There were questions that came up along the way and he answered very promptly. I could not have asked for a better experience. Settlement attorney said when he first looked at the rate he thought it was a mistake! Bottom line call Mitchell you won’t be disappointed!
- Alan S.
My wife is a real estate agent and she always works with David Bridges and his team which is why I got my mortgage loan through his team as well. My wife and I trust David and his team 100% and we know that they will do their best to provide us with the right loan options. We will always work with them for our future purchases as well. David Bridges and his team rock!
- Shaun D.
Mirela went above and beyond our expectations! As a self-employed individual, the laws required us to jump through hoops, but Mirela assisted us with greatly detailed attention, which could be hard to find in the modern-day. She was very knowledgeable when it came to confusing questions or details. Even for concerns, we had and weren’t in her sphere, she was able to follow up with answers or solutions, sometimes within minutes. We are very pleased with Mirela’s services, and we would be happy to use, and comfortably recommend her services in the future! Thank you, Mirela!
- Ned M.
Tom, we want to thank you and all your staff for the excellent service that all of you have provided. As four years ago, you gave us the best available options and definitely you will continue to be our first option in any future mortgage transaction.
- Pedro and Paola
Jeffrey and his team (Etmar and Leann) were an excellent choice for our home buying experience. Pain free and easy process. They walked us through the complete process. Their app was easy to use and so convenient.
- Guillermo S.
Michael was amazing and still reaches out which we appreciate.
- Cynthia & Tracy M.
Our experience with Aaron and First Heritage Mortgage couldn’t have been better. My husband and I decided to start home shopping in mid-late June. I immediately contacted Aaron and forwarded him documents from my husband and I. He not only processed our loan for a new home but advised us regarding refinancing our current property at the same time. We closed 30 days later on our new property and will soon close the refinance. Throughout it all Aaron has been responsive, informative, and helpful every step of the way. I’ve recommended Aaron and First Heritage Mortgage to everyone in my family and I will continue to do so whenever someone mentions an interest in home loans. Thank you Aaron and First Heritage Mortgage. You have earned a loyal client.
- Patricia and Michael P.
After comparing with over 5 lenders, we settled on First Heritage Mortgage based on the outstanding interest rate and closing fees. Thank you so very much for all of your help in securing our loan for our new home. You were organized, thorough, and professional, as well as caring which made all of the difference in our interactions with you. You were completely upfront about the costs and whether the deal made sense financially. I really appreciate everything Mr. Kinne did for my husband and I to finance our mortgage. We will certainly contact Mr. Kinne for our next loan and we will not hesitate to recommend him to our friends.
- Shahla M.
Thanks to God and then Mr. Glenn Harshman for the easiest home buying process I have ever been through. Every step was explained in detail to be sure we would be on time for our closing date. I recommend Standly Martin Homes and Mr. Harshman to anyone who wants a well-built home and loan officer that’s top of the line. Thanks again, Mr. Glen Harshman, we appreciate you!
-Ace
- Ace
Phil’s team is now like family. They truly cared about my family and our issues. They walked through each issue and were able to make sure that everything was done properly, timely, and we always understood what was going on. I am a life-long customer!
- Will S.
Chris was great to work with. He used his skills and knowledge of the mortgage industry to bail us out of a difficult situation. We were referred to him at the last minute due to issues we were having with another mortgage company. Chris worked with his management and went above and beyond to successfully close our loan on time. I highly recommend Chris!!
- Nicole T.
My husband and I are first-time home buyers and we had a great experience working with Jeffrey and his team. Jeffrey was able to present several scenarios for us and helped guide us in choosing the best option for our financial situation. Jeffrey, Etmar, and Leann were always available to answer any questions we had and kept our realtor in the loop as well. We had a very smooth closing with no surprises so I’m very thankful we had such a great team behind us!
- Carly H.
[The] Jacobs Team has helped us with couple loans over the past few years and we have always been very pleased with their services. Their team is extremely helpful and efficient – all questions are answered within minutes. Very smooth process from initial application through closing. Absolutely loved working with Will and Nancy! Would not go anywhere else for mortgage financing.
- Mayya S.
We have been in our first house for a year. As we count our blessings we remember you and all your help through the home buying process. Thank you for helping us last year. We are so happy in our home.
- Paul & Erin
Need the best possible service for all of your home loan needs? Than look no further!! Aaron Simmons is among the best of the best. I have worked with many loan officers, and I have yet to come across any that possess his drive, integrity, and attention to detail. Whether you’re buying your first home or your 5th, you will get the same level of excellent service every. single. time. You will not be disappointed!!!
- Marc H.
I know I’ve never actually spoken to you, since Thomas tends to handle all of the big financial things in our family—-not my forte! But I just wanted to send a note to say a huge thank you for your hard work and all that you have done for us!!! I felt so much better after Thomas said you were able to work with us on this new home adventure. Just wanted you to know how much we appreciate you!
- Maria & Thomas C.
From the first face to face to the last they guide you all the way. They keep you informed and answer any question you have or find out the answer for you. They are very honest and keep your interest number one. They go out of their way to make you feel like you’re their only client. They listen to what you want and don’t try to guide you to something you don’t want. I am truly satisfied with all of them. Everything that was in their power was handled on a timely manner. I wish that was true for the others. They could learn a few things from this family. It was an honor to get to know them all and work with them.
- Lori B.
I had the pleasure of working with Phil Denfeld and his team. They were very attentive and answered all of our questions. I was extremely impressed with Phil when an issue did arise concerning my VA loan. He personally worked with his staff to make sure the process continued and resolved the issue and we were able to close on schedule. I will be referring Phil and the entire First Heritage team to everyone I know.
- Wah Sun S.
I am a first-time homebuyer and young (26 years old). This was not only my first mortgage, but the first loan I have ever taken out (save for credit cards/student loans). My loan application was a little tricky as I just switched from a 1099 worker to a W2 wage earner two months before my loan closed. Chris and Kiara were there 100% of the time and answered every question I had quickly and let me know ASAP what additional documentation was needed. Not only would I recommend First Heritage, but the dream team of Chris and Kiara was great.
- Maxwell C.
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