Find A Loan Expert
Get Started
  • Products
    • Home Loans
    • Construction & Renovation Loans
    • Refinance
    • Specialty Financing
  • Resources
    • COVID-19 Resource Guide
    • Mortgage Calculators
    • Freddie Mac and Fannie Mae Loan Lookup Tools
    • Frequently Asked Questions
    • Links and Downloads
    • Glossary
  • Blog
  • About
    • Our People
    • Leadership Team
    • Careers
    • Giving Back
  • Contact
Find A Loan Expert
Get Started
  • English
  • Spanish

Main Menu

Thinking of Refinancing Your Mortgage?

Discover new opportunities to achieve your goals faster.

Refinance Your Mortgage to Better Fit Your Needs and Lifestyle


We care about your goals. Tell us what you’d like to achieve, and our loan experts will walk you through the refinance process with the personalized guidance you need from start to finish.

Lower Your Monthly Payment


When market rates are lower than the present rate on your mortgage, refinancing may provide significant savings on your monthly mortgage payment.

Shorten Your Mortgage Term


You can use a refinance to shorten the term of your mortgage, which may allow you to pay off your mortgage sooner, or build equity faster. This may result in a slightly higher monthly payment, but you may also save money by paying less toward total interest over the life of the loan.

Stop Paying Monthly Mortgage Insurance

If you’re currently paying monthly mortgage insurance, refinancing may allow you to tap into your home’s equity to eliminate the need to pay this monthly expense.

Trade Your Adjustable-Rate Mortgage (ARM) for a Fixed-Rate Mortgage

If you have an adjustable-rate mortgage, refinancing to a fixed-rate loan can lock in a low rate for the life of the mortgage, which may result in a significant cost savings.

Convert Your Home’s Equity to Cash

Cash-Out Refinancing allows you to turn your home’s equity into cash. You might use the equity to pay off debts, fund a retirement plan, purchase an investment property, make home improvements, or cover the cost of other large expenses such as college tuition.

HARP® Refinance

First Heritage Mortgage is proud to be a HARP-approved lender. Through HARP, eligible homeowners with little or no equity in their home can get a lower interest rate, get a shorter loan term, or change from an adjustable to fixed-rate mortgage.

Learn More & Determine Eligibility

More On This Topic


Refinance Calculator

Use this calculator to help weigh your refinance options including what you might save on a monthly basis and over the life of the loan.

Learn More

Related Blog Posts

Dive in to our most recent posts and articles covering all things related to mortgage refinancing.

 

Learn More

Is Refinancing Right for You?

A First Heritage Mortgage loan officer can help explain why refinancing might be the right option for you.

Get Started
Get In Touch

3201 Jermantown Road, Suite 800

Fairfax, VA 22030

Phone: 703.352.0721

Toll-Free: 866.833.LOAN

Navigation
  • Products
  • Resources
  • Blog
  • About
  • Contact Us
Product Offerings
  • Construction & Renovation Loans
  • Home Loans
  • Refinance
  • Specialty Financing

First Heritage Mortgage, LLC, Company NMLS ID #86548 (www.nmlsconsumeraccess.org)

Privacy

|

Licenses

|

Opt Out

|

Sitemap