Freddie Mac & Fannie Mae Loan Programs
If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage with their Refi Possible™️ or RefiNow™️ programs. Use the tools and instructions below to quickly determine if your mortgage is owned by either Freddie Mac or Fannie Mae.
Fannie Mae Loan Lookup Tool
Does Fannie Mae own your mortgage? Use their online tool to quickly find out or call them toll-free:
Call Fannie Mae Toll-Free
- 800-7FANNIE (8:00am to 8:00pm Eastern Time)
Fannie Mae Online Lookup
- Visit https://www.knowyouroptions.com/loanlookup
- Fill out the simple form with all required and requested information. The form will ask for your First and Last Name, Address, and Last 4 Digits of your Social Security Number.
- If Fannie Mae DOES own your loan: the resulting page will show a match.
- If Fannie Mae DOES NOT own your loan: no match will be returned. Check to see if Freddie Mac owns your loan.
Freddie Mac Loan Lookup Tool
Does Freddie Mac own your mortgage? Use their online tool to quickly find out or call them toll-free:
Call Freddie Mac Toll-Free
- 800-FREDDIE (8:00am to 8:00pm Eastern Time)
Freddie Mac Online Lookup
- Visit https://myhome.freddiemac.com/resources/loanlookup
- Fill out the simple form with all required and requested information. The form will ask for your First and Last Name, Address, and Last 4 Digits of your Social Security Number.
- If Freddie Mac DOES own your loan: the resulting page will show a match.
- If Freddie Mac DOES NOT own your loan: no match will be returned. Check to see if Fannie Mae owns your loan.
Benefits of RefiNow & Refi Possible Programs
To ensure low-income homeowners benefit from these new offerings, lenders have some requirements they must meet when completing these refinances:
- The refinance must result in a savings of at least $50 per month on the borrower’s mortgage payment.
- There must be a reduction of at least 0.50%to the borrower’s interest rate.
Additionally, borrowers can benefit from an up to $500 appraisal credit if they’re not already eligible for an appraisal waiver.
Contact us for additional assistance.
If your property is listed in either the Freddie Mac or Fannie Mae database, or you need further assistance, please contact us. We are happy to help!
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