Freddie Mac and Fannie Mae Loan Lookup Tools

Is Your Mortgage Owned by Freddie Mac or Fannie Mae?


If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage with their Refi Possible™️ or RefiNow™️ programs. Use the tools and instructions below to quickly determine if your mortgage is owned by either Freddie Mac or Fannie Mae.

Fannie Mae Loan Lookup Tool

Does Fannie Mae own your mortgage? Use their online tool to quickly find out or call them toll-free:

Call Fannie Mae Toll-Free

  • 800-7FANNIE (8:00am to 8:00pm Eastern Time)

Fannie Mae Online Lookup

  • Visit https://www.knowyouroptions.com/loanlookup
  • Fill out the simple form with all required and requested information. The form will ask for your First and Last Name, Address, and Last 4 Digits of your Social Security Number.
  • If Fannie Mae DOES own your loan: the resulting page will show a match.
  • If Fannie Mae DOES NOT own your loan: no match will be returned. Check to see if Freddie Mac owns your loan.

Freddie Mac Loan Lookup Tool

Does Freddie Mac own your mortgage? Use their online tool to quickly find out or call them toll-free:

Call Freddie Mac Toll-Free

  • 800-FREDDIE (8:00am to 8:00pm Eastern Time)

Freddie Mac Online Lookup

  • Visit https://myhome.freddiemac.com/resources/loanlookup
  • Fill out the simple form with all required and requested information. The form will ask for your First and Last Name, Address, and Last 4 Digits of your Social Security Number.
  • If Freddie Mac DOES own your loan: the resulting page will show a match.
  • If Freddie Mac DOES NOT own your loan: no match will be returned. Check to see if Fannie Mae owns your loan.

Benefits of RefiNow & Refi Possible Programs


To ensure low-income homeowners benefit from these new offerings, lenders have some requirements they must meet when completing these refinances:

  • The refinance must result in a savings of at least $50 per month on the borrower’s mortgage payment.
  • There must be a reduction of at least 0.50%to the borrower’s interest rate.

Additionally, borrowers can benefit from an up to $500 appraisal credit if they’re not already eligible for an appraisal waiver.

Contact Us for Additional Assistance

If your property is listed in either the Freddie Mac or Fannie Mae database, or you need further assistance, please contact us. We are happy to help!

Talk to an Expert

The Latest From Our Blog


What the Realtor Settlement Means for Homebuyers and Sellers 

In a landmark decision this past March, the National Association of Realtors® (NAR) agreed to settle a class action lawsuit known as the Sitzer-Burnett case. This settlement has far-reaching implications for the real estate industry and is especially important for…
Read More

First Heritage Mortgage Opens New Branch in Dunkirk, Maryland 

DUNKIRK, Md. – First Heritage Mortgage (FHM) has opened a new branch in Dunkirk, Maryland. The new Dunkirk branch (Branch NMLS ID #2609784) is located at 3240 Ferry Landing Road, Suite 2, Dunkirk, MD 20754.  FHM has an expansive footprint…
Read More

First Heritage Mortgage Announces Steven Lagana as President

FHM has brought on Steven Lagana as President, expanding its executive team to prepare for growth and expansion into new markets. FAIRFAX, Va. – First Heritage Mortgage (FHM) announced today that it has hired Steven Lagana as President. As the…
Read More