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Whether you’re ready to begin the mortgage process, or just looking for some quick advice, the experts at First Heritage Mortgage are standing by to help guide you home.

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Get Pre-Qualified

Work with our friendly team of local mortgage experts to find out how much you may qualify to borrow toward the home of your dreams.

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Find a Local Loan Expert

Find a First Heritage Mortgage loan officer who knows your community and is dedicated to finding the home loan that meets your needs

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Free Consultation

Ready to begin but don’t know where to start? Tell us a little about yourself so we can help you choose the mortgage product that’s right for you.

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Take It From Our Customers


Mike is honest, knowledgeable and has assisted us numerous times over the years, saving us thousands of dollars on our mortgages.

- Cory & Kacey N.

Ryan once again has proven and delivered exceptional and seamless experience with my refinance, no reason to go someplace else. Thank you, Ryan!

- Sharlon S.

Two years ago, Chris Kelly and his team helped us refinance the existing mortgage on our property [Williston] in Orange County, Virginia. Chris did such an outstanding job that we were able to not only realize much better repayment terms on our Williston property, but also to invest along with our daughter and son-in-law in a beautiful 200 plus year old house in Breezewood, Pennsylvania that has now been fully restored into a B&B, The 1788 Inn. In the 48 years that my wife and I have bought and sold property, we have never found a better real estate professional to work with than Chris Kelly. If we are ever involved in another real estate transaction, we would definitely want to do it with Chris Kelly.

- Joseph V.

Thank you for responding in your usual superb manner. Immediately and always like a major ray of sunshine. I have to think the mortgage Gods are with me and I’m overjoyed with the new rate.

- Patti M.

A team assumes the personality of their leader and Mr. Jerry Berry is a great leader. Mr. Berry and his team were accessible and displayed exceptional integrity and professionalism. These attributes are what sets Mr. Berry and his team apart from others. I have a lot of experience in dealing with people and Mr. Berry is the best and he knows the mortgage business! Great experience refinancing our house.

- Harvey R.