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Whether you’re ready to begin the mortgage process, or just looking for some quick advice, the experts at First Heritage Mortgage are standing by to help guide you home.

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Get Pre-Qualified

Work with our friendly team of local mortgage experts to find out how much you may qualify to borrow toward the home of your dreams.

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Find a Local Loan Expert

Find a First Heritage Mortgage loan officer who knows your community and is dedicated to finding the home loan that meets your needs

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Free Consultation

Ready to begin but don’t know where to start? Tell us a little about yourself so we can help you choose the mortgage product that’s right for you.

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Take It From Our Customers


If you are looking for mortgage or refinance, Mike Ott is your guy! He’s a trustworthy person to do business with and he helped us save $200 a month on our mortgage!  Thanks Mike.

- Shaun & Lauren B.

Michael Travis is the consummate professional.  He followed the market and called me on two separate occasions to take advantage of record low rates and refinance my house.  Thanks Mike, I’m still sitting on a rate that is the record low for a 30 year fixed.

- Robert W.

I do have to say that I did two refinances with you so apparently you’re doing something right!  And kudus to you, every question I had, and I had plenty, you were able to answer them promptly.

- Jeff J.

Linda and I would like to thank you for your work on our refinance. We have been pleased with the timeliness and trouble free process that occurred. As was the case when we first purchased the home, it was a pleasure doing business with you again.

- Brian & Linda

Brian, for the second time I have used you to refinance my mortgage loan even though I didn’t agree with the appraisal. The closing attorney was VERY PROFESSIONAL. As I arrived early for the closing, she was there to introduce herself and begin the closing. Usually, we all hear the “bad stuff”. That’s why I wanted to once again express my appreciation for the various professional “people” you use. Your service and the various people I dealt with were “Johnny on the Spot”. Each was on time for their appointment, and conducted themselves in a professional manner. THANKS, again, for all your help! I really do appreciate it!

- M. Mabry