The latest in our thought leadership on all mortgage-related subjects.

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VHDA Announces Increased Income and Sales Price Limits

Post Exciting news for first-time homebuyers in Virginia: the Virginia Housing Development Authority (VHDA) has announced higher income and sales price/loan limits. The changes will take effect with new applications beginning September 5, 2019. Thanks to the increased limits, more first-time…
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How to Prep Your Home for a Hurricane

Post When it comes to hurricane season, it is always better to be safe than sorry. Late August into early September have historically been when tropical storms and hurricanes are the most active. Having a leaky roof, flooded basement, or mold…
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Senior Loan Officer Aaron Simmons Awarded MBA Path to Diversity Scholarship

Post We are pleased to congratulate Senior Loan Officer, Aaron Simmons, on receiving the Path to Diversity Scholarship awarded by the Mortgage Bankers Association (MBA). The Path to Diversity Scholarship Program recognizes existing industry professionals who are seeking to advance their…
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Who Qualifies for a VHDA Loan?

Who Qualifies for a VHDA Loan? Purchasing a home is a big life achievement for many people. That’s because it takes plenty of time and saving to be able to afford a down payment. Luckily, there are plenty of government…
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7 Reasons Your Mortgage Was Declined

Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for you as a homebuyer. Mortgages can be declined for a number of reasons, but once…
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Interior Design Color Theory: Everything You Need to Know About the 60-30-10 Rule

Post When it comes to decorating a home, it can be incredibly overwhelming with all the design directions you can go – especially when choosing colors. Having a color palette selected is important because it helps creates harmony, balance, and can…
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