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How Does the September Fed Rate Increase Impact Mortgages?

Post This is an updated version of our article How Does the Fed Rate Increase Affect Mortgages? Originally published in May 2022. In August, the Bureau of Labor Statistics reported that the Consumer Price Index measured year-over-year inflation at 8.3%. The…
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How a Recession Affects the Housing Market

Post Inflation has been in the news and on the minds of just about everyone throughout the past year. Now there’s a new concern emerging – the possibility of a recession. For some, the term recession evokes concern. You may be…
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What To Do When Your Appraisal Comes In Lower Than Your Offer

Post Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a buyer. Appraisals also act as a safeguard for all parties involved, from the seller to…
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How To Use Your 401(k) to Help Buy Your Home

Post You usually hear that it’s imperative to save for retirement as early as you can. That advice will serve you well as you get closer to retirement age and all of that planning starts to become reality. Much of the…
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First Heritage Mortgage Opens Second Branch in Charlottesville, Virginia

Post First Heritage Mortgage Opens Second Branch in Charlottesville, Virginia New Downtown Mall Office Opens to Better Serve Growing Needs of Customers in the Charlottesville Region FAIRFAX, Va. – First Heritage Mortgage, LLC (FHM), a leading independent mortgage lender, has announced…
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Landscaping Ideas for the Front of Your House

Post Your front yard is the first impression people will have of your home, so naturally, you want it to be a good representation of the care you’ve put into your space. It’s also an opportunity to show off your creative…
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