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Blog | First Heritage Mortgage - Mortgage Lender

The latest in our thought leadership on all mortgage-related subjects.

Get to know us better and stay informed on the latest issues in the mortgage and home-buying industry.

How Does a Mortgage Credit Certificate from the VHDA Work?

If you’re looking to purchase your first home, you could begin the process by applying for a Mortgage Credit Certificate (MCC) and possibly saving thousands of dollars. A helpful non-profit to familiarize yourself with if you are searching for a…
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Mortgage Rates Are Rising. What’s Next?

Post Post Reposted with permission from ValueInsured. This month the average 30-year fixed mortgage rate reached 5%, the highest since 2011. The rate trend appears to be heading up, as the Fed signals at least one more benchmark rate hike before the end…
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Two First Heritage Mortgage Loan Officers Named to VHDA’s 2018 Top Producers List

Post We are proud to announce that our very own Jeffrey Neilsen and David G. Bridges Jr. have been named to Virginia Housing Development Authority’s (VHDA) Top Producing Loan Officer’s list for 2018. VHDA’s annual Top Producer’s list honors the loan…
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Millennials Wish to Own a Home, But Are They Saving Enough?

Post Reposted with permission from ValueInsured. Let’s set the record straight: millennials want to be homeowners. The myth that this generation of twenty-and-thirty-somethings is another group of aimless malcontents drifting around without steady addresses has been dispelled long ago. Millennials have…
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How Adjustable Rate Mortgages Work

Post As a homebuyer, when it comes time to choose a financing solution for your new home or refinance, it’s not uncommon to be paralyzed by the number of options available. Between everything you need to know about home appraisals, title…
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First Heritage Mortgage Opens New Branch Office in Atlanta, GA

Post New branch opening reflects company expansion in response to growing needs of Atlanta housing market First Heritage Mortgage has announced the launch of a new branch in Atlanta, Georgia. The new office (Branch NMLS ID #1761792) is located at 2859…
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