Our blog for mortgage insights, tips & news
The latest in our thought leadership on all mortgage-related subjects.
16 2026 October
Inflation Came in Hot, but Rates Went Down?
Hot Inflation, Lower Mortgage Rates Sometimes the markets will throw you a curveball and act in an unexpected way. This week requires a deeper dive...
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09 2026 October
Markets Are Up in ARMs
Moving Beyond Early-2000s Products With mortgage rates ticking up to the highest level in several years, we are seeing increased interest in adjustable-rate mortgages (ARMs)....
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08 2026 October
Roshan Alavi of First Heritage Mortgage Named One of 2026’s Powerful Women of Mortgage Banking
This recognition from Mortgage Banker magazine celebrates Ms. Alavi’s thoughtful approach to operational excellence, collaboration, and developing future leaders. FAIRFAX, VA — First Heritage Mortgage...
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08 2026 October
What Assets Can You Use Towards Your Down Payment?
Saving for a home is a big task. When rent, groceries, and other bills take up a lot of your budget, saving for a down...
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02 2026 October
Do We Believe the BLS?
It was another rough week for mortgage rates. The 10-Year Treasury yields hit highs that haven’t been seen since 2002. This is despite some rate-friendly...
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01 2026 October
Can You Buy a Home with No Down Payment?
If you have ever looked at home prices and thought, “How will I ever save up enough money for the down payment?”, you are not...
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25 2026 September
Memories of 2007
Wow. That is what I have to say about this week. We saw one of the fastest intra-week rises in the yield (rate) of the...
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18 2026 September
Fed Raises Rate, but Why?
Fed Rate Hike Context & Impact This has been a very volatile week for mortgage rates. Let’s talk about the big news item first: the...
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17 2026 September
How to Calculate Your Debt-to-Income Ratio
Whether it is student loans, credit cards, or an auto loan, many people may start the mortgage process with some form of debt. But how...
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