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Blog | First Heritage Mortgage - Mortgage Lender

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FHFA Announces New Loan Limits for 2019

Post Conforming Loan Limits Increase Across the U.S. for the Third Consecutive Year The Federal Housing Finance Agency (FHFA) is increasing conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2019. This is the third…
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Pay Off Your Mortgage Early: Easy Tricks Anyone Can Use

Post In Partnership With  There are two ways to own your home. Either you can pay cash upfront or you can pay little by little, year after year. For most us, monthly mortgage payments are really the only feasible option. Nonetheless,…
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How Does a Mortgage Credit Certificate from the VHDA Work?

If you’re looking to purchase your first home, you could begin the process by applying for a Mortgage Credit Certificate (MCC) and possibly saving thousands of dollars. A helpful non-profit to familiarize yourself with if you are searching for a…
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Mortgage Rates Are Rising. What’s Next?

Post Post Reposted with permission from ValueInsured. This month the average 30-year fixed mortgage rate reached 5%, the highest since 2011. The rate trend appears to be heading up, as the Fed signals at least one more benchmark rate hike before the end…
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Two First Heritage Mortgage Loan Officers Named to VHDA’s 2018 Top Producers List

Post We are proud to announce that our very own Jeffrey Neilsen and David G. Bridges Jr. have been named to Virginia Housing Development Authority’s (VHDA) Top Producing Loan Officer’s list for 2018. VHDA’s annual Top Producer’s list honors the loan…
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Millennials Wish to Own a Home, But Are They Saving Enough?

Post Reposted with permission from ValueInsured. Let’s set the record straight: millennials want to be homeowners. The myth that this generation of twenty-and-thirty-somethings is another group of aimless malcontents drifting around without steady addresses has been dispelled long ago. Millennials have…
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