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How Does the Fed Rate Increase Affect Mortgages?

Post At the end of April, the Bureau of Labor Statistics reported that the Consumer Price Index measured year-over-year inflation at 8.5%. The Consumer Price Index is a calculation that tracks how much the average cost of consumer items changes over…
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Getting Started in Real Estate Investment

Post So, you’re ready to start investing? You’ve probably saved some money, and you’re well aware that you’re better off investing that capital than letting it sit in a bank account. But the struggle is figuring out the right strategy for…
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First Heritage Mortgage Appoints Otway Wallace EVP, Southeast Regional Manager

Post CHARLESTON, S.C. – First Heritage Mortgage, LLC (FHM) today announced that it has appointed Otway Wallace to the role of Executive Vice President, Southeast Regional Manager. With extensive mortgage industry experience spanning more than three decades, Wallace brings valuable leadership…
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What Does a Real Estate Agent Do?

Post You often hear that you shouldn’t sell your home without the help of a real estate agent, or that you need an agent to help get your offer accepted on the house you’re hoping to purchase. If it’s your first…
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4 Ways to Celebrate Earth Day from Home

Post Every year on Earth Day, most of the planet takes a moment to reflect on our shared ecosystem and what we can do to improve it. It’s also known for being a day of action. There are plenty of ways…
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How to Calculate Your LTV Ratio

Post You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan,…
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