The latest in our thought leadership on all mortgage-related subjects.

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What’s the Difference Between Interest Rate and APR?

Post When you’re buying a home and taking out a mortgage, you want to find a quality lender that also gives you a great deal. It’s such an important life decision, so most buyers want to compare their options and find…
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Getting Your Offer Accepted in a Seller’s Market

Post You might not be aware, but the housing market has its ups and downs, just like other cyclical industries. It’s advantageous to time your home transactions to align with the market conditions favorable to your situation, such as buying when…
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How To Choose A Quality Home Builder

Post A home is a huge investment, and not just when it comes to the dollar value. We invest our time and energy into making our homes personalized and unique places. They become oases where we can escape the busyness of…
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First Heritage Mortgage Celebrates National Homeownership Month with Resources for Achieving and Enjoying Homeownership

Post June is National Homeownership Month! To celebrate, we’ve put together this digest of our best resources for both achieving and enjoying homeownership. Tips for Achieving Homeownership Becoming a homeowner can feel like a lot of work. You’ve got to plan…
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How to Improve Your Home’s Energy Efficiency

Post Are you interested in improving your home’s energy efficiency, and more importantly, lowering your homeownership costs? Most everyone would answer yes. A better question that’s usually on your mind when considering home upgrades is whether or not they will create…
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What Are Mortgage Points?

Post When you’re financing a house, there are many terms and processes you might not be familiar with, especially if you’re a first-time buyer. Most buyers consider their interest rate the single most important aspect of their loan, so getting the…
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