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Focus on the Construction, Not the Terms of the Loan

You have enough to worry about during the lending process. Let us do the heavy lifting for you.

Construction & Renovation Loans


If you are looking to make some updates, renovate a fixer-upper, or build your dream home from the ground up, it doesn’t have to be a complex process. We are here to provide the financing options and personalized guidance you need to get moving on your project.

Construction Loan Programs

  • Ideal for new construction or large renovation projects
  • One-Time and Two-Time Close options
  • Jumbo financing available
  • Extended rate lock options
  • Interest-only payments during construction phase
  • In-house draw servicing
Learn More

Loans for Renovations & Remodeling

  • Update your home or finance a fixer-upper
  • Roll mortgage and construction costs into one loan
  • Loan amount based on after-improved home value
  • Variety of flexible loan programs available
Learn More

FHA 203(k) Renovation Loans

  • Turn a property with potential into your dream home
  • Backed by the Federal Housing Administration (FHA)
  • Lower down payments
  • Work with a HUD-approved consultant
  • Flexible qualifying criteria
Learn More

Construction Loan Programs

  • Ideal for new construction or large renovation projects
  • One-Time and Two-Time Close options
  • Jumbo financing available
  • Extended rate lock options
  • Interest-only payments during construction phase
  • In-house draw servicing
Learn More

Loans for Renovations & Remodeling

  • Update your home or finance a fixer-upper
  • Roll mortgage and construction costs into one loan
  • Loan amount based on after-improved home value
  • Variety of flexible loan programs available
Learn More

FHA 203(k) Renovation Loans

  • Turn a property with potential into your dream home
  • Backed by the Federal Housing Administration (FHA)
  • Lower down payments
  • Work with a HUD-approved consultant
  • Flexible qualifying criteria
Learn More

The Complete Guide to Construction & Renovation Financing

Build or remodel your dream home with fewer hurdles and greater confidence. Get step-by-step guidance, expert tips, project checklists, and more. Download for free today!

Get the Guide

The Latest From Our Blog


What is Mortgage Escrow?

Post Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your property taxes and insurance. As a seller, it provides a layer of protection for the…
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Mortgage Rate Lock: How to Lock In Your Interest Rate

Post The most important factor in your mortgage may be the interest rate. Your interest rate will determine your monthly payment and the total lifetime cost of your mortgage. Getting the best rate is crucial to your home buying journey. Understanding…
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When Is My First Mortgage Payment Due?

Post There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing of other steps in the mortgage process. Your closing date will determine when your first…
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Start Planning Your Project Today

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3201 Jermantown Road, Suite 800

Fairfax, VA 22030

Phone: 703.352.0721

Toll-Free: 866.833.LOAN

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First Heritage Mortgage, LLC, Company NMLS ID #86548 (www.nmlsconsumeraccess.org)

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