Construction and Renovation Loans | First Heritage Mortgage

Construction & Renovation Loans

If you are looking to make some updates, renovate a fixer-upper, or build your dream home from the ground up, it doesn’t have to be a complex process. We are here to provide the financing options and personalized guidance you need to get moving on your project.

Construction Loan Programs

Ideal for new construction or large renovation projects
One-Time and Two-Time Close options
Jumbo financing available
Extended rate lock options
Interest-only payments during construction phase
In-house draw servicing

Learn More

Loans for Renovations & Remodeling

Update your home or finance a fixer-upper
Roll mortgage and construction costs into one loan
Loan amount based on after-improved home value
Variety of flexible loan programs available

Learn More

FHA 203(k) Renovation Loans

Turn a property with potential into your dream home
Backed by the Federal Housing Administration (FHA)
Lower down payments
Work with a HUD-approved consultant
Flexible qualifying criteria

Learn More

Construction Loan Programs

Ideal for new construction or large renovation projects
One-Time and Two-Time Close options
Jumbo financing available
Extended rate lock options
Interest-only payments during construction phase
In-house draw servicing

Learn More

Loans for Renovations & Remodeling

Update your home or finance a fixer-upper
Roll mortgage and construction costs into one loan
Loan amount based on after-improved home value
Variety of flexible loan programs available

Learn More

FHA 203(k) Renovation Loans

Turn a property with potential into your dream home
Backed by the Federal Housing Administration (FHA)
Lower down payments
Work with a HUD-approved consultant
Flexible qualifying criteria

Learn More

The Complete Guide to Construction & Renovation Financing

Build or remodel your dream home with fewer hurdles and greater confidence. Get step-by-step guidance, expert tips, project checklists, and more. Download for free today!

Get the Guide

The Latest From Our Blog

How an FHA 203(k) Loan Can Help You Buy a Home and Finance Renovations

Post Buying a fixer-upper, or a house that needs some renovations, can be a really rewarding experience. Not only do you get more house for your spend, but you’ll build a bond with it – literally. You’ll be investing your time…

Can You Get a Mortgage After Bankruptcy?

Post In Partnership With If you’re considering filing for bankruptcy or have already gone through the process, you’re probably wondering how this affects your ability to get a mortgage, and if you can even qualify for one at all. It can…

Why You Should Get Pre-Qualified for a Mortgage

Post When you decide to buy a home, you’re faced with many questions that you need answers to. Do I make enough income to buy a house? How much of a house can I afford? What kind of mortgage am I…

Start Planning Your Project Today

Talk To An Expert

Focus on the Construction, Not the Terms of the Loan

You have enough to worry about during the lending process. Let us do the heavy lifting for you.

Construction & Renovation Loans

Construction Loan Programs

Loans for Renovations & Remodeling

FHA 203(k) Renovation Loans

Construction Loan Programs

Loans for Renovations & Remodeling

FHA 203(k) Renovation Loans

The Complete Guide to Construction & Renovation Financing

The Latest From Our Blog

How an FHA 203(k) Loan Can Help You Buy a Home and Finance Renovations

Can You Get a Mortgage After Bankruptcy?

Why You Should Get Pre-Qualified for a Mortgage

Start Planning Your Project Today