We Help Make the Mortgage Process Easier

Whether you are buying your first home, building the home of your dreams, considering an investment property, or looking to refinance your existing mortgage, First Heritage Mortgage is here to help.

Work with our team of lending experts for a solid understanding of the home financing process and confidence in choosing the right solution for you.

Home Purchase Loans

Explore your options and buy with confidence.

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Refinancing Options

Put the equity in your home to work for you.

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Construction & Renovation

Build, remodel, or renovate the home of your dreams.

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Specialty Loan Programs

Learn about niche programs for unique mortgage needs.

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Your Path to Happy Homeownership Starts Here

Whether you’re ready to start your mortgage journey or still thinking about taking the first step, we’re here to help. Work with our team of trusted mortgage advisors for the guidance you need to achieve your homeownership goals.

Meet Our Team of Mortgage Experts

A Sampling of Our Awards & Honors


Take It From Our Customers


If you are looking for mortgage or refinance, Mike Ott is your guy! He’s a trustworthy person to do business with and he helped us save $200 a month on our mortgage!  Thanks Mike.

- Shaun & Lauren B.

I was so lucky to have Ana as my mortgage loan officer, because she is very knowledgeable, very patient and as a first time buyer I had so many questions and doubts but she took the time to explain every single step and to answer every question I had. The loan process was smooth and it was done in a timely manner. I highly recommend Ana as a mortgage loan officer. When is time to refinance, I will definitely go back to her.

- Zillow

Erica was very knowledgeable and kept us informed throughout the entire loan process.

- Carol M.

Chris Kelly helped me and my wife when we refinanced our home a few years ago. We are talking to him again about a new path for our family. We’ve worked with other companies and mortgage consultants in the past, but were frankly worn out too soon by their inability to guide us through the process. They lacked enthusiasm and had a slow-to-get-back-to-us character. Chris Kelly is COMPLETELY DIFFERENT. He is responsive, patient, and highly organized. He genuinely wants to guide people through the process, understand where they are coming from and their goals, and offer options and solutions that work. He puts everything in easy-to-follow terms and is willing to address every question and concern that may surface. I cannot recommend anyone higher than Chris Kelly. Contact Chris and see for yourself.

- Ephraim H.

Michelle and I greatly appreciate your expert-level knowledge of the mortgage industry and your stellar customer service.  These attributes explain why we are long-time, repeat customers.  Rest assured, we won’t hesitate to call you again or to refer our family and friends to you.

- Brian and Michelle M.

My experience with the First Heritage team has been incredible and as pleasant as getting a mortgage could possibly be.

- Robert R.

David has your best interest in mind and is constantly working to get you the best deal. I was very pleased with his knowledge and ability! 10 out of 10!

- Joshua C.

Christian Sanson was easy to work with. Very fast turn around. Highly recommend!

- Ricky D.

Thank you for answering all of our questions and for helping make the process a smooth and transparent one. You and Karen have been very professional and diligent with us. In the future we will keep First Heritage as our first choice for mortgage lending and will tell others about the great service we have received!

- John L. & Dayana U.

I have worked with Tom and his staff now for 18 years in various mortgage loans and refinancing loans. His work and his ability to make the process manageable has always been excellent!

- Wilfredo S.

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