Are you current on your mortgage, but owe as much or more than your home is worth? You could be eligible to save thousands of dollars each year with HARP refinancing.
The Home Affordable Refinance Program (HARP) is a federal program that enables borrowers with little or no equity to refinance into more affordable mortgages with lower interest rates and other favorable loan terms.
If you’re current on your mortgage, but have had difficulty obtaining traditional refinancing due to a lack of home equity, or if you owe more on your home than it’s currently worth, HARP may be able to help. Overall, this program could help you:
Homeowners must meet a few basic requirements in order to be eligible for a HARP refinance. Check with a First Heritage Mortgage loan officer for more information related to your personal situation.
In general, you may be eligible for HARP if:
Contact us to learn more about HARP and to see if you’re eligible.
Home Affordable Refinance Program® and HARP® are registered trademarks of the Federal Housing Finance Agency (FHFA). First Heritage Mortgage, LLC is not associated with FHFA or any government program. Official information about the Home Affordance Refinance Program (HARP) is located at http://www.HARP.gov.