Get Started

Whether you’re ready to begin the mortgage process, or just looking for some quick advice, the experts at First Heritage Mortgage are standing by to help guide you home.

How Can We Help You?


Select an option from below to take the next step.


Get Pre-Qualified

Work with our friendly team of local mortgage experts to find out how much you may qualify to borrow toward the home of your dreams.

Learn More

Find a Local Loan Expert

Find a First Heritage Mortgage loan officer who knows your community and is dedicated to finding the home loan that meets your needs

Learn More

Free Consultation

Ready to begin but don’t know where to start? Tell us a little about yourself so we can help you choose the mortgage product that’s right for you.

Learn More

Take It From Our Customers


We have refinanced with Chris four times. He is professional, thorough, reliable, and has a friendly approach. Hes very accessible and no question goes unanswered. All of these attributes are extremely important to make your loan process go as smoothly as possible. We will continue to use Chris as we hope to find a vacation home soon.

- Michael S.

My husband and I came into First Heritage Mortgage with the hope of getting a fixed rate and a lower monthly payment for our 1st and 2nd mortgage. Mike Ott worked very hard to come up with several options for us and worked very hard to get a fair appraisal so we could get the best rates. The online processes were easy to use to upload documents and sign documents. The closing went quickly and we had no last minute issues. I highly recommend Mike Ott and First Heritage Mortgage.

- Ray & April R.

Mr. Simmons, I just wanted to thank you and your staff for all your help in getting our re-fi done. It was quick, professional and everyone was amazing to work with. Also, thank you for the coffee and address stamp. Just another little go beyond that not many businesses do. I will definitely be recommending you to all my friends and family for all of their mortgage needs.

- Julie & Pete G.

This was my first time having such a smooth refinance experience. Ryan was very responsive and experienced. He considered all my requirements. I would recommend him to my friends.

- Refinance Customer

I have worked with Tom and his staff now for 18 years in various mortgage loans and refinancing loans. His work and his ability to make the process manageable has always been excellent!

- Wilfredo S.