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Whether you’re ready to begin the mortgage process, or just looking for some quick advice, the experts at First Heritage Mortgage are standing by to help guide you home.

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Get Pre-Qualified

Work with our friendly team of local mortgage experts to find out how much you may qualify to borrow toward the home of your dreams.

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Find a Local Loan Expert

Find a First Heritage Mortgage loan officer who knows your community and is dedicated to finding the home loan that meets your needs

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Free Consultation

Ready to begin but don’t know where to start? Tell us a little about yourself so we can help you choose the mortgage product that’s right for you.

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Take It From Our Customers


We have worked with John for years, in our old house to refinance and in our current house’s purchase. We have readily given our friends and family over to him for going on almost a decade. He works to find the solution that BEST fits your family. He takes on the hardest of projects simply because he is driven to help everyone. So many times he is taking a call and working on a deal in the off hours because he knows that’s what is going to take make a loan happen for his clients. You soon learn that you are more than just a client but truly a valued partner. He never stops at the easy solution but keeps brokering a best fit for each person’s situation. He understands we all have crazy, hectic lives and finds a way to get us to the finish line with the least amount of stress and total bliss. John is by far the most professional, hardest working loan officer you may ever find. Whether you want a run of the mill refinance or need to work out a new home purchase, John puts in the time to get you into the loan that is going to the best solution for you. He is “MY Mortgage Guy.” The contact everyone needs to have.

- Marian L.

From the onset, Mariel was very professional and knowledgeable. She provided us with all our options. Mariel managed to get us a fantastic deal! We are very happy with her services and recommend her highly! Absolutely the best in her field!

- William & Sarah A.

Our experience with Aaron and First Heritage Mortgage couldn’t have been better. My husband and I decided to start home shopping in mid-late June. I immediately contacted Aaron and forwarded him documents from my husband and I. He not only processed our loan for a new home but advised us regarding refinancing our current property at the same time. We closed 30 days later on our new property and will soon close the refinance. Throughout it all Aaron has been responsive, informative, and helpful every step of the way. I’ve recommended Aaron and First Heritage Mortgage to everyone in my family and I will continue to do so whenever someone mentions an interest in home loans. Thank you Aaron and First Heritage Mortgage. You have earned a loyal client.

- Patricia and Michael P.

Thank you for responding in your usual superb manner. Immediately and always like a major ray of sunshine. I have to think the mortgage Gods are with me and I’m overjoyed with the new rate.

- Patti M.

My husband and I came into First Heritage Mortgage with the hope of getting a fixed rate and a lower monthly payment for our 1st and 2nd mortgage. Mike Ott worked very hard to come up with several options for us and worked very hard to get a fair appraisal so we could get the best rates. The online processes were easy to use to upload documents and sign documents. The closing went quickly and we had no last minute issues. I highly recommend Mike Ott and First Heritage Mortgage.

- Ray & April R.