Home Financing Excellence
Thanks in advance for visiting our website. Whether you are buying your first home, right-sizing now that the kids are gone, building your real estate investment portfolio, navigating the jumbo luxury market, renovating your home, or working with a developer to build your dream home, Our Team is here to Help!
Meet the Team
Our award-winning home mortgage lenders are ready to help you get started.
Join Our DMV Real Estate Professional Monthly Pickleball Meetup
Held every 3rd Wednesday at Dill Dinkers in North Bethesda.
Learn MoreSchedule Your Initial Consultation Today!
Schedule Your Strategy Call with Jeffrey
Click HereSchedule Your Strategy Call with Michael
Click HereSchedule Your Strategy Call with Kevin
Click HereOur Commitment
With a strong focus on Building Client Relationships, Community Engagement, and Providing Exceptional Service, the Novotny Lending Team is steadfast in its commitment to:
- Leading and making decisions with integrity;
- Developing lifelong client relationships;
- Engaging and giving back to the communities and partners we serve;
- Being exceptional at everything thing we do;
- And, of course, having fun along the way!
We know that if we deliver an exceptional experience, we will have the opportunity to be your lender for life. We aim for our clients to feel educated, delighted, and valued all the way from their qualification to settlement, and well beyond the closing table.
Awards & Affiliations







First Heritage Mortgage proudly supports Children’s Miracle Network Hospitals®.

We are honored to partner with Children’s Miracle Network Hospitals to help fund life-saving health care, education, and research for children in the communities in which we serve.
Sunrise Economix
Poor Employment Reports Help Rates
BLS Jobs Week Delayed This week was supposed to be the big Jobs Report week from the Bureau of Labor Statistics (BLS). Due to the short Federal...
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The Fed Has a New Head
Fed Leadership Change Calms Markets The big announcement this week was the nomination of Kevin Warsh to be the new Federal Reserve (Fed) Board Chairman. President Trump’s anticipated pick has been expected...
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Geopolitical Events Influence Rates
Global Events Drive Rate Volatility This week was jammed with world events that influenced mortgage rates. Rates pushed to the highest level in the last couple weeks after President Trump announced...
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