Buying a home is easily one of the most significant financial decisions you’ll make throughout your life. It requires planning, saving, and the right timing. But what factors should you consider when planning the timing of your home purchase? As…
Whether you’re applying for a new home loan or refinancing your current mortgage, you’ll want to know how to compare mortgage options and where to look for the specifics of your loan offer. After completing your mortgage application, you will…
Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your property taxes and insurance. As a seller, it provides a layer of protection for the…
The most important factor in your mortgage may be the interest rate. Your interest rate will determine your monthly payment and the total lifetime cost of your mortgage. Getting the best rate is crucial to your home buying journey. Understanding…
There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing of other steps in the mortgage process. Your closing date will determine when your first…
When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make is whether to go with a fixed rate mortgage or an adjustable rate mortgage (ARM). …
Whether you’re buying a new home or refinancing your current property, an appraisal is an essential part of your mortgage process. Lenders typically require a professional, independent appraisal of the home you want to buy or refinance. This ensures the…
Does refinancing your home make sense for you? If you’re unsure, you’ve come to the right place. While many think the purpose of refinancing is to take advantage of lower rates, there are several reasons why homeowners choose to refinance.…
Becoming a homeowner is an experience like no other. While at times the process may leave you feeling stressed or overwhelmed, those feelings go right out the window when you finally get those keys to your new home. With several…
Home of the palmetto tree, South Carolina is a popular destination for individuals and families looking to purchase a home. If you’re considering buying a home in South Carolina, you’ll be happy to know that the state offers several programs…
