Atlanta Home Mortgage Lender | First Heritage Mortgage

Welcome to Atlanta!

We can't wait to welcome you to Atlanta

At First Heritage Mortgage, we understand that a home is more than just four walls and a roof — it’s a place of comfort, security, and endless possibilities for you and your family. Our goal is to guide you through the home-buying process with honesty and transparency, empowering you to make confident decisions.

Loans for every buyer

Home mortgage loans

One size does not fit all when it comes to mortgages. That’s why we offer a diverse range of options designed to fit your unique needs, budget, and lifestyle. Whether you prefer the predictability of a fixed-rate mortgage or the flexibility of an adjustable-rate mortgage (ARM), our solutions provide stability and adaptability as your circumstances evolve over time.

Our fixed-rate mortgages offer unparalleled budgeting ease, with principal and interest payments that stay constant throughout the entire loan term — insulating you from market fluctuations. Our fixed-rate mortgages are available in terms from 10 to 30 years, and we’ll work closely with you to choose the option that best aligns with your long-term goals and current financial situation.

For those anticipating moves, job changes, or refinancing in the near future, our ARM products combine the best of both worlds — lower initial rates and the security of a fixed-rate during the introductory period. This allows you to take advantage of competitive rates while enjoying flexibility down the road.

We also specialize in government-backed programs like FHA, VA, and USDA loans. These programs unlock unique benefits like low down payments, flexible credit requirements, and competitive rates. Our knowledgeable Atlanta team will walk you through every detail to ensure you get the most out of these programs.

Read Less

Build loans

Construction and renovation loans

Envisioning your perfect new construction or renovated home? Our experienced lenders are here to support you at every phase of the journey. Whether you’re starting from scratch with a custom build or breathing new life into an existing property, we offer a variety of specialized construction and renovation loan programs tailored to your project’s scope and needs. From acquisition and development financing to renovation mortgages, we have smart solutions to fund every stage of the process.

Loan programs

Refinancing and Speciality Loan Programs

As your life in Atlanta evolves, so might your housing needs. If you’re considering refinancing to lower your monthly payment, shorten your remaining loan term, or tap into your home’s equity, our refinancing specialists will carefully review your goals and needs. Whether it’s reducing your interest rate, adjusting your term length, or accessing your home’s equity for major expenses like renovations, debt consolidation, or education costs, we’ll work closely with you to find the best solution.

Looking for more? Our Atlanta team also offers second mortgages, bridge loans, and portfolio loan programs. We’ll explore all options to craft a personalized financing solution that aligns with your present needs — and your future goals.

At First Heritage Mortgage, we’re more than just a lender – we’re your trusted partners on the path to Atlanta homeownership. With our personalized service, transparent approach, and diverse product offerings, we’re committed to providing you with knowledgeable, honest support every step of the way.

Read Less