Hanover Home Mortgage Lender | First Heritage Mortgage

Whatever you need, we've got you covered.

One size doesn’t fit all. That’s why we offer a range of mortgage options that go beyond conventional programs.

Home Loans

Construction & Renovation Loans

Refinance

Specialty Financing

Connect with a Loan Officer

We can’t wait to welcome you to Hanover.

At First Heritage Mortgage, we understand that owning a home is more than just having a place to live — it’s about building a foundation for your future and fostering a sense of pride, community, and stability. Our goal is to simplify the home buying process, empowering you to move confidently forward in your next chapter.

Home Mortgage Loans

We know that every homebuyer is unique, which is why we’re thrilled to offer a diverse range of mortgage solutions tailored specifically to your needs, financial situation, and goals in Hanover. From the predictability of fixed-rate mortgages to the flexibility of adjustable-rate mortgages (ARMs), our solutions are designed to adapt seamlessly to your evolving needs over time.

With our fixed-rate mortgages, you’ll enjoy the stability of consistent payments throughout the loan term, shielding you from market fluctuations. Our loan terms range from 10 to 30 years, and we’ll collaborate closely with you to find the option that aligns best with your long-term plans and current financial situation.

If you anticipate major life changes such as a career transition or future refinancing, our ARM products could be the ideal fit for you. Benefit from lower initial rates combined with a fixed-rate period upfront, allowing you to leverage competitive pricing while maintaining flexibility down the road.

As experienced Hanover home mortgage lenders, we specialize in government loan programs like FHA, VA, and USDA options, which offer unique benefits such as low down payment requirements, relaxed credit criteria, and attractive rates. Our knowledgeable experts will guide you through every step to ensure you make the most of these programs.

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Construction and Renovation Loans

Whether you’re envisioning a custom-built home in Hanover or planning to renovate an existing property, our seasoned lending professionals are here to support you every step of the way. With options for acquisition and development financing as well as renovation mortgages, our tailored loan solutions will meet the specific scope and needs of your project.

Refinancing and Specialty Loan Programs

Sometimes, your home needs change. If you’re considering refinancing to lower your monthly mortgage payments, shorten your loan term, or access your home’s equity, our dedicated Hanover team will carefully assess your goals to chart the optimal course forward. Whether it involves reducing your current interest rate, adjusting your loan term, or using equity for renovations or debt consolidation, we’ll collaborate closely with you to find the perfect solution.

Looking for more? We also offer second mortgages, bridge loans, and portfolio loan programs. Our experienced Hanover mortgage experts will work with you to explore all options and craft a personalized financing solution that aligns with your present — and your future.

At First Heritage Mortgage, we’re more than just lenders — we’re your partners in realizing your Hanover homeownership dreams. With our personalized service, transparent approach, and diverse product offerings, we’re committed to providing you with knowledgeable, honest support every step of the way.

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