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Mike Ott

Mortgage Advisor | NMLS ID #330537

Licensed in: Virginia

profile image for Mike Ott
profile image for Mike Ott

Mike Ott

Mortgage Advisor

NMLS ID #330537

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About Mike

As a mortgage professional, my job is to be your trusted advisor.  I help you get the best possible mortgage to fit your overall financial goals, and assist you in managing the single largest indebtedness you will take on in your life.  Most people who do what I do for a living simply serve up the debt and disappear.  I tell my clients that my job actually starts once your first mortgage transaction with me closes.  Going forward, not only do I stay in contact with you, I study the markets and look for opportunities for you to restructure your mortgage to save money, make home improvements, consolidate consumer debt, or reduce the term of your loan, getting you closer to financial freedom.

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With a background in education, I teach you about the aspects of home finance, tailoring loan presentations to give you the tools to examine the costs vs. benefits of your loan over time in order to lead you to a confident, informed financial decision.  If you are a first-time buyer, a move-up buyer, investor, or someone considering refinancing your existing mortgage, and you’re looking for a service conducted in a relational way, then call me and let me know how I can help you.

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Meet the Team

Our award-winning home mortgage lenders are ready to help you get started.

Highlights & Affiliations

  • loan officer award
  • Take It From Mike's Happy Customers

    Contact us

    At First Heritage Mortgage, we are always here to help with your home financing needs. Complete our short contact form to get in touch with Mike today. We look forward to hearing from you!

    4500 Pond Way
    Woodbridge, VA 22192