Patrick Settle

Senior Loan Officer
NMLS ID #145115

Get Started Online

Start Online With Patrick

Licensed In

Florida, Georgia, Maryland, New Jersey, North Carolina, Pennsylvania, South Carolina, Virginia, Washington D.C., West Virginia


Patrick, a seasoned professional with over two decades of dedicated service in the mortgage industry, stands at the helm of First Heritage Mortgage, where homeownership dreams come to fruition. Whether you’re purchasing, building, or refinancing, Patrick’s expertise is the compass guiding you through the intricate landscape of mortgage financing.

His journey in the industry has been multifaceted, marked by a wealth of experience across various roles, from the meticulous world of underwriting to the dynamic realm of mortgage origination. Beyond being a transactional expert, Patrick takes pride in playing a pivotal role in the lives of first-time homebuyers. His commitment extends beyond the paperwork, as he actively contributes to their financial literacy through tailored first-time homebuyers’ classes.

What sets Patrick and First Heritage Mortgage apart is the commitment to a seamless process. The entire mortgage journey, from application to underwriting and closing, unfolds within the office’s walls. This unique approach grants Patrick direct access to decision-makers, enabling him to expedite loans with precision and care, all while providing an exceptional customer experience.

Patrick’s passion lies in empowering individuals on their homeownership journey. Navigating the complexities of mortgage financing isn’t just a job for him; it’s a mission to guide, educate, and ensure that every client achieves their homeownership goals. With a commitment to excellence and a track record of success, Patrick and First Heritage Mortgage stand ready to turn your homeownership aspirations into reality.