Paul Hornyak

Senior Loan Officer
NMLS ID #220620

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Licensed In

Maryland, Virginia, Washington D.C.


Welcome to First Heritage Mortgage, where your journey to homeownership transforms from a vision into reality. Paul Hornyak, our esteemed Senior Loan Officer, is at the forefront of guiding you through this pivotal process. With a blend of extensive industry knowledge, personalized service, and a genuine passion for helping clients, Paul stands as a beacon of trust and expertise in the mortgage landscape.

Paul Hornyak brings to the table a robust background in finance and real estate, underpinned by a degree from a renowned university. His journey in the mortgage industry is adorned with over two decades of experience, during which he has mastered the art of crafting tailored mortgage solutions that align perfectly with his clients’ unique needs and financial scenarios.

His tenure at First Heritage Mortgage has been marked by a relentless commitment to excellence, a trait that has not only endeared him to his clients but also earned him numerous accolades within the industry. Paul’s expertise spans across a wide array of loan products, including conventional loans, FHA, VA, first-time homebuyer programs, and more intricate financing options like jumbo loans and construction-to-permanent loans.

Paul’s philosophy centers on the belief that buying a home is more than just a transaction; it’s a milestone that deserves meticulous care and personalized attention. He prides himself on being more than just a loan officer to his clients; he is a trusted advisor, a problem solver, and a partner in making their homeownership dreams come true.

He understands that the mortgage process can be daunting, which is why he dedicates himself to making it as seamless and transparent as possible. From the initial consultation to the closing table, Paul ensures that his clients are well-informed, comfortable, and confident in their decisions.

Paul’s commitment to his clients exceeds securing the best possible mortgage rates. It’s about building lasting relationships, understanding their stories, and being there for them at every step of their homeownership journey. His approach is personalized; he takes the time to listen, understand, and craft solutions that are both effective and empowering.

Whether you’re a first-time homebuyer, looking to refinance, or exploring investment properties, Paul Hornyak is here to guide you through the complexities of mortgage financing with ease and expertise. Reach out to Paul at First Heritage Mortgage today, and take the first step towards turning your homeownership aspirations into reality.