Construction and Renovation Lender
Work with our team of construction lending experts to build the home of your dreams.
Awards and Honors
We sweat the small stuff, and it shows.
Construction Loan Programs
As a trusted construction and renovation lender, we understand that building your dream home is a deeply personal journey. Our tailored loan programs are designed to turn your architectural visions into reality.
A construction loan is a temporary line of credit that covers the cost of building a home or completing a major renovation project. With a construction loan, funds are paid by the lender to a contractor — not the borrower — as construction project milestones are reached. After construction is complete, the loan is either converted to permanent financing or paid in full.
Connect With A Loan Officer
Financing That Works for You
Tell us about what you envision for your new home, and we’ll help make it happen. Our construction loans can be used to purchase a lot and finance construction, or build on land you already own. You can also use a construction loan to make extensive renovations to your existing home, finance a fixer-upper, or even tear down and rebuild your dream home from the ground up.
Connect With A Loan Officer
Home Loans
Explore your options and buy a home with confidence.
Learn More ⟶
Construction &
Renovation Loans
Build, remodel, or renovate the home of your dreams.
Learn More ⟶
Refinance
Put your home's equity to work.
Learn More ⟶
Specialty Financing
Choose peace of mind with our unique financing options.
Learn More ⟶
One-Time Close Construction Loans
Secure both the construction and permanent financing for your home in one easy closing process.
- Lock in your permanent loan rate at origination — no interest rate risk during the construction process
- Make interest-only payments during the construction phase
- Avoid paying upfront origination fees
- Determine loan amount based on the after-completed appraised value of the home
- Available on owner-occupied, second, or vacation properties
Additional Features & Benefits:
- Save time and money: A one-time close means just one qualifying process and one set of closing costs for both loans
- In-house draw servicing means you’ll work with the same group of experts from application to closing
- Flexible loan terms with a variety of options available for the permanent loan
- Get the funds you need with loan amounts up to $3 Million for qualified borrowers
Two-Time Close Construction Loans
Finance construction of your dream home with two simple loans: An initial, short-term construction loan followed by a separate, long-term mortgage on the completed project.
- Enjoy greater flexibility to modify plans or increase loan amounts during the project
- Rates are generally lower on the long-term mortgage
- Extended Rate Lock options offer added protection against market changes
- Make stable, interest-only payments during the construction phase
- Available on owner-occupied, second, or vacation properties
Additional Features & Benefits:
- Opportunity to switch to a lower rate once construction is complete
- In-house draw servicing means you’ll work with the same group of experts from application to closing
- Flexible loan terms with a variety of options available for the second loan
- Get the funds you need with loan amounts up to $3 Million for qualified borrowers
Ready? Let’s get started.
Get in touch with our team of construction loan experts to learn more about the loan option that’s best for you.
Connect With A Loan OfficerTake it from our customers
Contact Us
Begin your journey towards home ownership today.