Construction & Renovation Lender Programs
Work with our team of construction lending experts to build the home of your dreams.
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Construction Loan Programs
As a trusted construction and renovation lender, we understand that building your dream home is a deeply personal journey. Our tailored loan programs are designed to turn your architectural visions into reality.
A construction loan is a temporary line of credit that covers the cost of building a home or completing a major renovation project. With a construction loan, funds are paid by the lender to a contractor — not the borrower — as construction project milestones are reached. After construction is complete, the loan is either converted to permanent financing or paid in full.
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Financing That Works for You
Tell us about what you envision for your new home, and we’ll help make it happen. Our construction loans can be used to purchase a lot and finance construction, or build on land you already own. You can also use a construction loan to make extensive renovations to your existing home, finance a fixer-upper, or even tear down and rebuild your dream home from the ground up.
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Home Loans
Explore your options and buy a home with confidence.
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Construction &
Renovation Loans
Build, remodel, or renovate the home of your dreams.
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Refinance
Put your home's equity to work.
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Specialty Financing
Choose peace of mind with our unique financing options.
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One-Time Close Construction Loans
Secure both the construction and permanent financing for your home in one easy closing process.
- Lock in your permanent loan rate at origination — no interest rate risk during the construction process
- Make interest-only payments during the construction phase
- Avoid paying upfront origination fees
- Determine loan amount based on the after-completed appraised value of the home
- Available on owner-occupied, second, or vacation properties
Additional Features & Benefits:
- Save time and money: A one-time close means just one qualifying process and one set of closing costs for both loans
- In-house draw servicing means you’ll work with the same group of experts from application to closing
- Flexible loan terms with a variety of options available for the permanent loan
- Get the funds you need with loan amounts up to $3 Million for qualified borrowers
Two-Time Close Construction Loans
Finance construction of your dream home with two simple loans: An initial, short-term construction loan followed by a separate, long-term mortgage on the completed project.
- Enjoy greater flexibility to modify plans or increase loan amounts during the project
- Rates are generally lower on the long-term mortgage
- Extended Rate Lock options offer added protection against market changes
- Make stable, interest-only payments during the construction phase
- Available on owner-occupied, second, or vacation properties
Additional Features & Benefits:
- Opportunity to switch to a lower rate once construction is complete
- In-house draw servicing means you’ll work with the same group of experts from application to closing
- Flexible loan terms with a variety of options available for the second loan
- Get the funds you need with loan amounts up to $3 Million for qualified borrowers
Ready? Let’s get started.
Get in touch with our team of construction loan experts to learn more about the loan option that’s best for you.
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Begin your journey towards home ownership today.