Whether the home you’re looking to buy or currently own needs major structural repairs, smaller cosmetic changes, or even a few luxury updates, First Heritage Mortgage can help make the process simple and affordable.
We offer a number of loan options that cover minor changes to major rehabilitation, all included in one mortgage payment.
Save time and money by financing the purchase or refinance of a home plus the cost of improvements into a single loan. With as little as a 5% down payment, you can make necessary repairs or add your own style with projects like a new kitchen or bathroom, energy efficient upgrades, or luxury features like a pool or sauna.
The Federal Housing Administration (FHA) offers loans specifically for renovation. FHA 203(k) loans are designed to fund a primary residence including repairs in one mortgage, with a minimum down payment of 3.5%.
If you’re planning a major renovation project such as a full addition, or already know the value of your home is above the conforming loan limit in your area, we can help.
Our Construction Loan Programs might be the right choice for your project.
