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NC Home Advantage Mortgage™

Help for home buyers in North Carolina

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Awards and Honors

We sweat the small stuff, and it shows.

Fastest Growing Companies 2021 - Washington Business Journal - Award Badge

First Heritage Mortgage Top 100 Mortgage Companies in America Award from Mortgage Executive Magazine badge

First Heritage Mortgage Top 75 Mortgage Lenders in America Scotsman Guide badge

First Heritage Mortgage #4 Best Mortgage Companies To Work For National Mortgage News

About NC Home Advantage Mortgage™

For both first-time and repeat home buyers, the NC Home Advantage Mortgage program provides qualified individuals with stable, fixed-rate mortgages and down payment assistance up to 5% of the loan amount.

image of people buying house
image of people buying house

Benefits of NC Home Advantage Mortgage

Provided by the North Carolina Housing Finance Agency, the NC Home Advantage Mortgage has several benefits, including:

  • Designed for first-time and move-up home buyers
  • Fixed-rate mortgages with predictable monthly payments
  • Down payment assistance up to 5% of the loan amount
  • Mortgage Credit Certificate (MCC) to help eligible first-time buyers and military veterans reduce federal taxes
  • Choose from a variety of loan programs including Conventional, FHA, VA, and USDA

Contact us today to discuss your eligibility and how the NC Home Advantage Mortgage program could work for you.

Ready? Let’s get started.

Get in touch with our team of mortgage lenders to learn more about the loan option that’s best for you.

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Begin your journey towards home ownership today.

3201 Jermantown Road, Suite 800
Fairfax, VA 22030