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Help for Home Buyers in North Carolina

NC Home Advantage Mortgageā„¢


For both first-time and repeat home buyers, the NC Home Advantage Mortgage program provides qualified individuals with stable, fixed-rate mortgages and down payment assistance up to 5% of the loan amount.

Benefits of NC Home Advantage Mortgage

Provided by the North Carolina Housing Finance Agency, the NC Home Advantage Mortgage has several benefits, including:

  • Designed for first-time and move-up home buyers
  • Fixed-rate mortgages with predictable monthly payments
  • Down payment assistance up to 5% of the loan amount
  • Mortgage Credit Certificate (MCC) to help eligible first-time buyers and military veterans reduce federal taxes
  • Choose from a variety of loan programs including Conventional, FHA, VA, and USDA

Contact us today to discuss your eligibility and how the NC Home Advantage Mortgage program could work for you.

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Mortgage FAQ

Get straightforward answers to the mortgage questions we get asked most often.

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Mortgage Calculators

Check out our mortgage calculators to start planning your home buying journey.

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Ready to Get Started?

Find out if the NC Home Advantage Mortgage is right for you.

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3201 Jermantown Road, Suite 800

Fairfax, VA 22030

Phone: 703.352.0721

Toll-Free: 866.833.LOAN

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