North Carolina Home Advantage Mortgage Lender

About NC Home Advantage Mortgage™

For both first‑time and repeat home buyers, the NC Home Advantage Mortgage program provides qualified individuals with stable, fixed-rate mortgages and down payment assistance up to 5% of the loan amount.

Benefits of NC Home Advantage Mortgage

Provided by the North Carolina Housing Finance Agency, the NC Home Advantage Mortgage has several benefits, including:

Designed for first‑time and move-up home buyers
Fixed-rate mortgages with predictable monthly payments
Down payment assistance up to 5% of the loan amount
Mortgage Credit Certificate (MCC) to help eligible first‑time buyers and military veterans reduce federal taxes
Choose from a variety of loan programs including Conventional, FHA, VA, and USDA

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Services

Looking for other loan options? We’ve got you covered

Purchase

From conventional to FHA and VA loans, find the right fit for your budget and goals.

Refinance

Lower your rate, reduce your payment, or tap into equity. Let’s find what makes sense for you.

Construction, Bridge, Renovation

Build, remodel, or renovate the home of your dreams.

Specialty Financing

From non-QM loans to investor financing, find solutions for situations that don’t fit the standard mold.

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Ready? Let’s get started

Get in touch with our team of lending experts to discuss your eligibility and learn how the NC Home Advantage Mortgage program could work for you.

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THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT.