NC Home Advantage Mortgage | First Heritage Mortgage

NC Home Advantage Mortgage™

For both first-time and repeat home buyers, the NC Home Advantage Mortgage program provides qualified individuals with stable, fixed-rate mortgages and down payment assistance up to 5% of the loan amount.

Benefits of NC Home Advantage Mortgage

Provided by the North Carolina Housing Finance Agency, the NC Home Advantage Mortgage has several benefits, including:

Designed for first-time and move-up home buyers
Fixed-rate mortgages with predictable monthly payments
Down payment assistance up to 5% of the loan amount
Mortgage Credit Certificate (MCC) to help eligible first-time buyers and military veterans reduce federal taxes
Choose from a variety of loan programs including Conventional, FHA, VA, and USDA

Contact us today to discuss your eligibility and how the NC Home Advantage Mortgage program could work for you.

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Mortgage FAQ

Get straightforward answers to the mortgage questions we get asked most often.

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Mortgage Calculators

Check out our mortgage calculators to start planning your home buying journey.

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Find out if the NC Home Advantage Mortgage is right for you.

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Help for Home Buyers in North Carolina