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SC Housing Homebuyer Program

Helping buyers in South Carolina finance their first home with ease.

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Helping South Carolina Buyers Get Home

Saving enough for a down payment is often one of the biggest hurdles for first-time homebuyers. The SC Housing Homebuyer Program is designed to help clear that hurdle. With fixed interest rates, down payment and closing cost assistance, along with flexible loan options, this program gives eligible South Carolina buyers a real path to homeownership.

SC Housing Homebuyer Program Features & Benefits

  • Fixed Rate Loans: Your rate stays the same for the life of the loan, so your monthly payment is always predictable
  • Down Payment and Closing Cost Assistance: Extra funds may be available to help cover upfront costs, so you can keep more money in your pocket
  • Reduced Mortgage Insurance Premiums: You may qualify for lower mortgage insurance costs, which could mean a lower monthly payment
  • Flexible Loan Options: Choose from FHA, Conventional, USDA, and VA loan programs to find the best fit for you
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Palmetto Heroes

Extra Benefits for Those Who Serve

The SC Housing Palmetto Heroes Program offers up to $10,000 in forgivable down payment assistance and other special benefits for eligible community service professionals*, including:

  • Teachers and public education staff
  • First responders, law enforcement, and corrections officers
  • Firefighters and emergency medical service workers
  • Licensed medical professional
  • Members of the US Armed Forces, Veterans, and SC Army and Air National Guard members

* To learn more about the program’s eligibility, please visit bit.ly/SOCaPalmettoHeroes

Services

Looking for other loan options? We’ve got you covered

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Purchase

From conventional to FHA and VA loans, find the right fit for your budget and goals.

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Refinance

Lower your rate, reduce your payment, or tap into equity. Let’s find what makes sense for you.

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Construction, Bridge, Renovation

Build, remodel, or renovate the home of your dreams.

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Specialty Financing

From non-QM loans to investor financing, find solutions for situations that don’t fit the standard mold.

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Your new home starts here

SC Housing programs are designed to make homeownership work for real people. Our team is ready to help you find the right fit and guide you every step of the way.
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THIS PRODUCT OR SERVICE HAS NOT BEEN APPROVED OR ENDORSED BY ANY GOVERNMENTAL AGENCY, AND THIS OFFER IS NOT BEING MADE BY AN AGENCY OF THE GOVERNMENT.