The Virginia Housing Development Authority (VHDA) is Virginia’s mortgage finance agency. Created in 1972, their mission is to help low- and moderate-income Virginians attain quality, affordable housing.
VHDA Loans are tailored to first-time homebuyers and current homeowners who are thinking about buying in Areas of Economic Opportunity. All VHDA loans have income and maximum sales price limits. Those limits are based on the geographic area in which the home is located.
First Heritage Mortgage is proud to be a VHDA approved lender. Contact one of our experienced loan officers to find out if a VHDA Loan is right for you.