Freddie Mac and Fannie Mae Loan Lookup Tools

Is Your Mortgage Owned by Freddie Mac or Fannie Mae?

If your mortgage is owned or guaranteed by either Freddie Mac or Fannie Mae, you may be eligible to refinance your mortgage with their Refi Possible™️ or RefiNow™️ programs. Use the tools and instructions below to quickly determine if your mortgage is owned by either Freddie Mac or Fannie Mae.

Fannie Mae Loan Lookup Tool

Does Fannie Mae own your mortgage? Use their online tool to quickly find out or call them toll-free:

Call Fannie Mae Toll-Free

800-7FANNIE (8:00am to 8:00pm Eastern Time)

Fannie Mae Online Lookup

Visit https://www.knowyouroptions.com/loanlookup
Fill out the simple form with all required and requested information. The form will ask for your First and Last Name, Address, and Last 4 Digits of your Social Security Number.
If Fannie Mae DOES own your loan: the resulting page will show a match.
If Fannie Mae DOES NOT own your loan: no match will be returned. Check to see if Freddie Mac owns your loan.

Freddie Mac Loan Lookup Tool

Does Freddie Mac own your mortgage? Use their online tool to quickly find out or call them toll-free:

Call Freddie Mac Toll-Free

800-FREDDIE (8:00am to 8:00pm Eastern Time)

Freddie Mac Online Lookup

Visit https://ww3.freddiemac.com/loanlookup/
Fill out the simple form with all required and requested information. The form will ask for your First and Last Name, Address, and Last 4 Digits of your Social Security Number.
If Freddie Mac DOES own your loan: the resulting page will show a match.
If Freddie Mac DOES NOT own your loan: no match will be returned. Check to see if Fannie Mae owns your loan.

Benefits of RefiNow & Refi Possible Programs

To ensure low-income homeowners benefit from these new offerings, lenders have some requirements they must meet when completing these refinances:

The refinance must result in a savings of at least $50 per month on the borrower’s mortgage payment.
There must be a reduction of at least 0.50%to the borrower’s interest rate.

Additionally, borrowers can benefit from an up to $500 appraisal credit if they’re not already eligible for an appraisal waiver.

Contact Us for Additional Assistance

If your property is listed in either the Freddie Mac or Fannie Mae database, or you need further assistance, please contact us. We are happy to help!

Talk to an Expert

The Latest From Our Blog

A Guide to First-Time Homebuyer Programs in 2023

Post For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process can seem daunting. Fortunately, first-time homebuyer programs help ease your financial burden and provide additional…

How to Save on Your Down Payment with an FHLB Grant

Post We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a nice view of the sunset each evening. While it’s easy to visualize what you want…

What is the FHFA First-Time Homebuyers Rate Discount?

Post Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and mortgage products. The intent of these changes is to help more Americans become first-time homeowners…