This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
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While significant efforts have been made to ensure the calculators on this page are accurate, accuracy is not guaranteed. Results received from the calculators are estimates designed for comparative and educational purposes only. Unless otherwise stated, payment estimates do not include taxes and insurance and the actual payment obligation may be greater. This is not a commitment to lend. Please contact First Heritage Mortgage, LLC directly to get the figures most accurate for your particular situation.