Helpful Tips to Ensure an Effortless Loan Process

These DO’s and DON’Ts will help avoid any delays with your loan approval.


DO continue making your mortgage or rent payments

DO stay current on all existing accounts

DO keep working at your current employer

DO continue living at your current residence

DO keep your same insurance company

DO continue to use your credit as normal

DO call us if you have any questions


DON’T make a major purchase (car, boat, fur, jewelry, etc.)

DON’T apply for new credit (even if you seem pre-approved)

DON’T open a new credit card

DON’T transfer any balance from one account to another

DON’T pay off charge offs or collections without discussing with us first

DON’T buy any furniture

DON’T close any credit card or bank accounts

DON’T max out or over charge on your credit card accounts

DON’T consolidate your debt onto 1 or 2 credit cards

DON’T take out a new loan

DON’T start any home improvement projects

DON’T open a new cellular phone account

DON’T join a new fitness club

DON’T pay off any loans or credit cards without discussing it with us

If you encounter a special situation, it is best to mention it to us right away so we can help you determine the best way to achieve your goals.