Our blog for mortgage insights, tips & news
The latest in our thought leadership on all mortgage-related subjects.
12 2026 March
What to Know About Fannie Mae, Ginnie Mae, and Freddie Mac
If you are in the process of buying a home or if you have spent any time researching mortgage products, you will come across these three names: Fannie Mae, Freddie Mac, and Ginnie Mae. While they...
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07 2026 March
Rates Ignore Data…It’s All About Oil
Middle East Conflict Jolts Markets Wow. What a difference a couple days make! On Friday, we were looking at the lowest interest rates since 2022. Over the weekend, the world...
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05 2026 March
Buying a Beachfront Property as an Investment or Second Home
Whether you imagine listening to the crash of the ocean as you fall asleep or smelling the salty air as you sip your coffee in...
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28 2026 February
Rates Hit Fresh Lows
10-Year Treasury Falls Below 4% On Friday, the 10-year US Treasury significantly broke below 4.0% for the first time since October of 2025. At that point, there were only eight business days of a sub-4%...
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27 2026 February
First Heritage Mortgage Opens New Branch in Fredericksburg, Virginia
Fredericksburg, VA – First Heritage Mortgage (FHM) has opened a new branch in Fredericksburg, Virginia. The new Fredericksburg branch (Branch NMLS ID #2812465) is located...
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26 2026 February
What Are Seller Concessions and How Do They Work?
If you are thinking about buying a home in today’s market, you are in a stronger negotiating position than you may think. We are currently experiencing a buyer’s market. With more homes...
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21 2026 February
Geopolitical Events Influence Rates
Global Events Drive Rate Volatility This week was jammed with world events that influenced mortgage rates. Rates pushed to the highest level in the last couple weeks after President Trump announced...
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14 2026 February
Do Markets Believe the BLS?
Jobs Report Surprises, Markets Shrug The monthly Employment and Wage Report (Jobs Report) from the Bureau of Labor Statistics (BLS) came out this week for January. It was delayed from last week due to...
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12 2026 February
What to Know When Inheriting a Property
Have you recently inherited a home? While this may seem like a generous gift, inheriting property can invite a lot of questions and emotional weight, especially if it comes from the loss...
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