The McElroy Team at First Heritage Mortgage
The McElroy Team at First Heritage Mortgage logo

Making Mortgages Easy for More Than 30 Years

Our commitment to excellence in mortgage lending spans decades in the Washington, DC metro area. Because of our vast experience in mortgage lending, we are able to put you at ease throughout the entire mortgage process.

From the very beginning of your search for a home, through the simple, streamlined process of obtaining a mortgage, and on into any specialized mortgage banking services you may require, we are here to help guide you through the largest purchase of your life.

Highlights & Affiliations

Client Testimonials

Giving Back to Our Community

We are honored to partner with Children’s Miracle Network Hospitals to help fund life-saving health care, education, and research for children in our community.

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Do's and Don'ts of the Mortgage Process

These DO’s and DON’Ts will help avoid any delays with your loan approval.

See All of the Do's and Don'ts

Mortgage Roadmap

Let us help you navigate the mortgage process from start to finish with our Mortgage Roadmap.

Check out our Mortgage Roadmap

Mortgage Calculators

Let’s do the math for you. Our online calculators serve as helpful tools during the mortgage process.

Payment & Amortization

Calculate your monthly payment and see how the principal is paid over time.

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Mortgage Payoff Calculator

See the additional monthly payment you will need to make on your current mortgage in order to pay if off within a specified number of years.

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Mortgage Refinancing Calculator

This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate.

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Consolidation & Refinancing

This calculator will help you to decide whether or not it would be advantageous for you to refinance either a single mortgage, or the consolidation of a first and second mortgage, into a single mortgage.

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Renter Affordability

This calculator will estimate the size of a mortgage you could afford based on the size of your monthly rent payment, the downpayment you could afford, and on the anticipated property taxes and homeowner’s insurance.

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Tax Savings

This calculator will help you to estimate the tax savings that you will realize due to the deductible interest and property tax payments you will make on your mortgage.

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Term Comparison

This calculator will help you compare monthly payments and interest costs of home mortgages at various loan term lengths.

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Get Started with The McElroy Team

We can't wait to help you get started on your homeownership journey! Get in touch with us for a free consultation today.