Buying a Home | First Heritage Mortgage

05 2026 November

Florida Homestead Exemption After Amendment 3: What Homebuyers Need to Know

If you’re planning to buy a home in Florida, your future property tax bill just got friendlier. On November 3, 2026, Florida voters approved Amendment...

29 2026 October

Home Appraisal Changes Are Coming November 2: What Buyers and Sellers Should Know

On Monday, November 2, 2026, there are some new appraisal changes coming that everyone should know about. The appraisal report used for most conventional mortgages...

15 2026 October

How to Use a Mortgage Calculator to See What You Can Afford

The amount a lender approves you for is the maximum amount of money that you are able to borrow. But the monthly payment you can...

08 2026 October

What Assets Can You Use Towards Your Down Payment?

Saving for a home is a big task. When rent, groceries, and other bills take up a lot of your budget, saving for a down...

01 2026 October

Can You Buy a Home with No Down Payment?

If you have ever looked at home prices and thought, “How will I ever save up enough money for the down payment?”, you are not...

17 2026 September

How to Calculate Your Debt-to-Income Ratio

Whether it is student loans, credit cards, or an auto loan, many people may start the mortgage process with some form of debt. But how...

10 2026 September

How Does Your Credit Score Affect Your Mortgage Interest Rate?

If no one ever really sat you down and explained what a credit score is and what it does, you’re not alone. Most buyers in...

03 2026 September

How Does a Home Renovation Loan Work?

Imagine finding the perfect neighborhood for your growing family. It has everything, from great schools to a nearby playground. The only problem is that the...

01 2026 September

First Heritage Mortgage Brings Back-Office Operations In-House as Company Positions for Next Phase of Growth

Milestone follows FHM’s 30th anniversary and reflects the company’s continued expansion, increasing scale, and long-term growth strategy FAIRFAX, Va. – September 1, 2026 – First...