Buying a Home | First Heritage Mortgage

26 2026 February

What Are Seller Concessions and How Do They Work?

If you are thinking about buying a home in today’s market, you are in a stronger negotiating position than you may think. We are currently...

14 2026 February

Do Markets Believe the BLS?

Jobs Report Surprises, Markets Shrug The monthly Employment and Wage Report (Jobs Report) from the Bureau of Labor Statistics (BLS) came out this week for...

12 2026 February

What to Know When Inheriting a Property

Have you recently inherited a home? While this may seem like a generous gift, inheriting property can invite a lot of questions and emotional weight,...

01 2026 January

How to Buy a House When You Are Self-Employed

Buying a home can be overwhelming, especially if you are self-employed. Unlike W-2 employees, self-employed borrowers often have variable income or multiple revenue streams that...

18 2025 December

FHA vs. Conventional Loans: Which One is Right for You?

Choosing the right mortgage is one of the most important financial decisions you will make as a homebuyer. Two of the most common options are...

25 2025 November

FHFA Announces New Conforming Loan Limits for 2026

The Federal Housing Finance Agency (FHFA) recently announced new loan limits for 2026, which will provide more flexibility to homebuyers in high-cost areas. These are...

20 2025 November

Should You Do a Mortgage Refinance or Mortgage Recast?

Both a mortgage refinance and a recast can help homeowners lower their monthly payments or tap into the equity they’ve built in their home. But...

13 2025 November

Would a 50-Year Mortgage Make Homes More Affordable?

ws after FHFA Director Bill Pulte pitched it to President Trump as a way to make housing more affordable. The news sparked debate across the...

24 2025 October

Hidden VA Loan Benefits Every Buyer Should Know

If you’re eligible for a VA loan, you may already know it comes with perks, including no down payment, no private mortgage insurance, and better...