Down Payment | First Heritage Mortgage

08 2026 October

What Assets Can You Use Towards Your Down Payment?

Saving for a home is a big task. When rent, groceries, and other bills take up a lot of your budget, saving for a down...

01 2026 October

Can You Buy a Home with No Down Payment?

If you have ever looked at home prices and thought, “How will I ever save up enough money for the down payment?”, you are not...

30 2026 July

How to Buy a House in Montgomery County, MD

Montgomery County is one of the most desirable places to live in the state, and the market reflects that. Homes move quickly, and single-family prices...

26 2023 October

How to Deal with High Mortgage Interest Rates

In today’s real estate market, high mortgage interest rates can feel like a significant challenge for potential homebuyers to overcome. There are several strategies that...

03 2023 March

How to Save on Your Down Payment with an FHLB Grant

We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a...

04 2022 August

What To Do When Your Appraisal Comes In Lower Than Your Offer

Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a...

28 2022 July

How To Use Your 401(k) to Help Buy Your Home

You usually hear that it’s imperative to save for retirement as early as you can. That advice will serve you well as you get closer...

09 2021 September

How Much of a Down Payment Do You Need to Buy a Home?

Everyone gets excited about buying a new home, but selecting the loan program you’ll use and figuring out how much money you should put down...

02 2021 September

What If You Can’t Afford to Buy a Home in Your Area?

Home prices have been steadily increasing, especially throughout the pandemic. In several markets, prices were already high to begin with, leaving many buyers wondering if...