First-time Homebuyer | First Heritage Mortgage

11 2021 March

How to Read Your Closing Disclosure

It’s almost time for your favorite day in the loan process: closing! As your closing date draws near, there is a lot of information coming...

25 2021 February

Does Applying for a Mortgage Hurt My Credit?

You’ve decided to buy a new home, and like a majority of Americans, that means you’re also signing up for a mortgage. A mortgage can...

18 2021 February

The Perfect Time to Purchase a Home

Buying a home is easily one of the most significant financial decisions you’ll make throughout your life. It requires planning, saving, and the right timing....

11 2021 February

What Is the Average Down Payment on a House?

When you start thinking about buying a house, you will probably first consider whether you have enough money saved for the down payment. Your down...

04 2021 February

How to Find a First-Time Homebuyer Program

As you embark on your home buying journey, there are several parts of the process you may not have heard of before. That’s okay! This...

28 2021 January

What To Expect on Your Loan Estimate

Whether you’re applying for a new home loan or refinancing your current mortgage, you’ll want to know how to compare mortgage options and where to...

21 2021 January

What is Mortgage Escrow?

Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your...

08 2021 January

When Is My First Mortgage Payment Due?

There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing...

10 2020 December

How Adjustable Rate Mortgages Work

When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make...