About David
David is a native of the Washington, DC metropolitan area. After a short career as a professional musician, he decided to enter the real estate industry, where both of his parents have held successful careers.
David has been helping clients for nearly 20 years. In 2016, he earned the Certified Mortgage Banker (CMB) designation, the highest designation in the mortgage banking industry. In 2011, he received the prestigious Certified FICO Professional from the Fair Isaac Company acknowledging his expertise with credit reporting and scoring models and an ability to educate his clients on credit score maximization. He is a graduate of the Mortgage Bankers Association’s School of Mortgage Banking earning the Accredited Mortgage Professional (AMP) designation.
He studied Tuba Performance at the University of Cincinnati College-Conservatory of Music, performed with the National Symphony and Cincinnati Symphony Orchestras, and has performed throughout Europe. David received degrees in Mathematics and Economics from George Mason University. His life goal is to share the love of Jesus Christ with his clients and their friends and family by providing wise financial advice on the largest investment in most families’ portfolios – their home.
In David’s free time, he enjoys reading, dining out, travel, yard work, church activities, and Bible study. He is an Eagle Scout and supporter of the Boy Scouts of America. David splits his time between Naples, FL and Clifton, VA with his wife, Laura, their four children, their 2 English Bulldogs, and their Maine Coon Cat.
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Sunrise Economix
Who is the Fed?
The economic reports this week were generally as expected. Rates had been relatively flat for the month of March, but this week saw some slight improvement. Retail...
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Egg Prices Drop, But Inflation Still Lingers
Eggspecations not being met, leading to egg on the face of the economy. This week saw several extremely important events in the life of our...
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Rates Tread Water at Their 2025 lows
Last week began with housing and rate friendly news from Treasury Secretary Bessent. We saw important employment reports from both ADP (only private sector) and...
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At First Heritage Mortgage, we are always here to help with your home financing needs. Complete our short contact form to get in touch with David today. We look forward to hearing from you!
Woodbridge, VA 22192