Michael Urban is a Senior Loan Officer with First Heritage Mortgage, based in the Tampa branch and serving homebuyers and homeowners throughout the greater Tampa area.

With extensive experience in residential lending, Michael brings a knowledgeable, strategic approach to every transaction. He is dedicated to helping clients understand their financing options and make confident decisions that support their short-term needs and long-term financial goals.

Michael is known for his clear communication, strong attention to detail, and ability to guide borrowers through even the most complex loan scenarios. Whether working with first-time homebuyers, move-up buyers, real estate investors, or homeowners exploring refinance opportunities, he delivers a smooth and efficient mortgage experience from start to finish.

As a Senior Loan Officer, Michael takes pride in building long-lasting relationships based on trust, reliability, and consistent results. His goal is to serve as a dependable resource for clients and referral partners alike, providing expert guidance well beyond the closing table.