Whitney O’Meara

Senior Loan Officer
NMLS ID #191101

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Licensed In

Florida, North Carolina, South Carolina, Virginia

Highlights & Affiliations


Whitney O’Meara is a native of North Carolina. Born and raised in Yanceyville, NC.  She graduated from the University of NC at Wilmington with a degree in Finance and Management Information Systems and also holds a MBA from the University of Mary Washington. She and her husband Donald, and their two children Charlee and Donald III, live in Clayton.  Whitney is active in her church and enjoys spending time with her family.  With over 18 years of experience in residential lending she is an expert in her field.

Whitney has an extensive knowledge of all loan programs and is great working with first time homebuyers, investors, or the customers who has purchased many homes in the past.  First Heritage is a full service mortgage lender offering a diversified portfolio of revolutionary concepts and products. As a direct lender, First Heritage controls every aspect of the mortgage process from start to finish. Not being a mortgage broker; means the loans are originated, processed, underwritten, and closed within a First Heritage office.

Purchasing a home is a milestone for most of us and one of the most important transactions you will make in your life. Whitney will educate you on the steps of the mortgage process, items needed, and make it as stress-free as possible for you and your family to achieve your dream of home ownership.

Whether you are looking to purchase a home, refinance your existing mortgage, renovate/build a home, or just need helpful mortgage advice, please contact Whitney at any time.  She will help you achieve your goal and is never too busy to work for you or for anyone you refer.

Call now for an immediate pre-approval to get you started on your home buying experience.