Working with FHM - Mortgage Solutions | First Heritage Mortgage

What types of loan programs does FHM offer?

FHM offers an expansive selection of loan programs including VA, FHA, USDA, State Bond Programs, Conventional, Jumbo, Extended Rate Lock Programs, and more! Our list of loan programs continues to grow in ways that cater to our client base. Check with your FHM loan officer for the most up-to-date breakdown of all available loan programs available to your buyers.

Does FHM offer any State Bond Programs?

Yes. FHM offers the following State Bond Programs:

DC Open Doors
Georgia Dream Program
Maryland Mortgage Program (MMP)
NC Home Advantage MortgageTM (NCHFA)
Virginia Housing Development Authority (VHDA)
West Virginia Housing Development Fund (WVHDF)

Can FHM lend to non-U.S. Citizens?

Yes. FHM offers loan programs to green card holders and permanent-resident aliens. In addition, FHM provides several financing options for buyers with a work visa as well as other specific situations. It is best to speak with your FHM loan officer for the most up-to-date information on these programs, as the guidelines change regularly.

Where can I get additional training on specific loan programs?

Contact your FHM loan officer for additional training and information on any of loan program. We are always happy to help you learn more.