First-time Homebuyer | First Heritage Mortgage

18 2023 May

How To Increase Your Mortgage Pre-Approval Amount

When starting out on your home buying journey, especially when you’re looking to purchase your first home, it’s important to figure out how much of...

06 2023 April

Why You Should Use a Local Mortgage Lender

When it comes to buying a home, one of the most important decisions you’ll make is choosing a mortgage lender. While you can work with...

23 2023 March

Renting vs. Buying a House – What’s Right For You?

As you’re looking for a new home or apartment, the first question you usually have to answer is whether or not you’re in the market...

09 2023 March

A Guide to First-Time Homebuyer Programs in 2023

For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process...

03 2023 March

How to Save on Your Down Payment with an FHLB Grant

We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a...

23 2023 February

What is the FHFA First-Time Homebuyers Rate Discount?

Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and...

12 2023 January

Reasons Why We’re Not Headed For a Housing Market Crash

Sherry Riano, FHM Loan Officer, contributed to this article. There’s been a lot of concern from prospective home buyers and existing homeowners over the past...

29 2022 December

Should You Buy a House Now or Wait?

Even during the best economic times, it can be hard to feel fully confident in being ready to buy your first home. There’s a lot...

10 2022 November

How To Transition from Renter to First-Time Homeowner

Are you ready to make the jump from renter to first‑time homebuyer, but feel like you don’t even know how to get started? You’re not...