Our Blog for Mortgage Insights, Tips, & News
The latest in our thought leadership on all mortgage-related subjects.
09 2023 March
A Guide to First-Time Homebuyer Programs in 2023
For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process...
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03 2023 March
How to Save on Your Down Payment with an FHLB Grant
We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a...
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23 2023 February
What is the FHFA First-Time Homebuyers Rate Discount?
Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and...
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16 2023 February
What is a Buydown on a Mortgage?
Buying down the interest rate on a mortgage loan can be an effective way to save money and potentially get into your dream home faster. ...
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09 2023 February
FHFA Announces New Conforming Loan Limits for 2023
The Federal Housing Finance Agency (FHFA) recently announced new loan limits for 2023, which will provide more flexibility to homebuyers in high-cost areas. These are...
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24 2023 January
First Heritage Mortgage Opens New Branch in Charlotte, North Carolina
First Heritage Mortgage Opens New Branch in Charlotte, North Carolina CHARLOTTE, NC – First Heritage Mortgage continues to grow its lending footprint in North Carolina...
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19 2023 January
What Are Non-Conforming Loans and How Do They Work?
As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of...
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12 2023 January
Reasons Why We’re Not Headed For a Housing Market Crash
Sherry Riano, FHM Loan Officer, contributed to this article. There’s been a lot of concern from prospective home buyers and existing homeowners over the past...
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29 2022 December
Should You Buy a House Now or Wait?
Even during the best economic times, it can be hard to feel fully confident in being ready to buy your first home. There’s a lot...
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