A Guide to First-Time Homebuyer Programs in 2023 

Post For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process can seem daunting. Fortunately, first-time homebuyer programs help ease your financial burden and provide additional…

Post We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a nice view of the sunset each evening. While it’s easy to visualize what you want…

Post Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and mortgage products.   The intent of these changes is to help more Americans become first-time homeowners…

Post Buying down the interest rate on a mortgage loan can be an effective way to save money and potentially get into your dream home faster.  The savings from any buydown option will translate into lower monthly payments for you as…

As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of credit card payments and your credit score is still recovering, or you once filed for…

Post Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not alone! There are many steps in the home buying process, and it’s one of the…

Post From the availability of houses on the market, to competition from other buyers, to wanting custom features – there are many reasons you may be looking into building your own home. But just how feasible is it for you to…

Post Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a buyer. Appraisals also act as a safeguard for all parties involved, from the seller to…

Post There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis. As the coronavirus…

Post Have you thought about building your own house but are not exactly sure how to get started? You’re not alone. There are a lot of steps that go into constructing a brand new home. Sometimes just figuring out where to…