Loan Options | First Heritage Mortgage

26 2026 March

When Is the Right Time for Downsizing Your Home?

It starts on a Sunday afternoon. You’re cleaning a guest bedroom that no one has slept in for two years, you keep pushing yard work...

05 2026 March

Buying a Beachfront Property as an Investment or Second Home

Whether you imagine listening to the crash of the ocean as you fall asleep or smelling the salty air as you sip your coffee in...

04 2025 December

Why You Should Schedule a Year-End Mortgage Review

Many homeowners look over their finances as the year wraps up, but the mortgage often gets overlooked. A simple year-end mortgage review can help you...

24 2025 October

Hidden VA Loan Benefits Every Buyer Should Know

If you’re eligible for a VA loan, you may already know it comes with perks, including no down payment, no private mortgage insurance, and better...

16 2025 October

What are the Best Non-QM Products for Real Estate Investors?

Investing in real estate can be very lucrative when done correctly. Properties not only offer passive income but also tend to appreciate over time. In...

11 2025 September

How to Buy a Home with Student Loan Debt

For many Americans, student loan debt can feel like one of the most significant barriers to buying a home. According to the Education Data Initiative,...

31 2025 July

How to Buy a Vacation Home with a Non-QM Loan

Have you ever taken a vacation that you wished would last forever? Sometimes a vacation destination sticks with you and inspires you to relive that...

05 2025 June

Why the Richmond Housing Market is One of America’s Hottest Real Estate Markets

If you’ve been watching the real estate market this year, you’ve probably heard Richmond, Virginia, mentioned again and again, for good reason. With home values...

24 2025 April

Why You Should Refinance Your Mortgage to Consolidate Debt

You’re not alone if high-interest debt is eating away at your monthly budget. With credit card rates hovering near record highs, the cost of living...