How To Transition from Renter to First-Time Homeowner

How To Transition from Renter to First-Time Homeowner

Post Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not alone! There are many steps in the home buying process, and it’s one of the…
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How Much Does It Cost to Build a House?

Post From the availability of houses on the market, to competition from other buyers, to wanting custom features – there are many reasons you may be looking into building your own home. But just how feasible is it for you to…
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What To Do When Your Appraisal Comes In Lower Than Your Offer

Post Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a buyer. Appraisals also act as a safeguard for all parties involved, from the seller to…
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How Are Mortgage Interest Rates Determined?

Post There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis. As the coronavirus…
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Building a House: How to Get Started

Post Have you thought about building your own house but are not exactly sure how to get started? You’re not alone. There are a lot of steps that go into constructing a brand new home. Sometimes just figuring out where to…
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How To Budget for a Home Renovation

Post Do you have an eyesore in your home that you’re tired of looking at and wishing was fixed? Maybe it’s your kitchen cabinets or your primary bathroom. Or maybe you’ve just had some home renovation plans on your wish list…
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Getting Started in Real Estate Investment

Post So, you’re ready to start investing? You’ve probably saved some money, and you’re well aware that you’re better off investing that capital than letting it sit in a bank account. But the struggle is figuring out the right strategy for…
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How to Calculate Your LTV Ratio

Post You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan,…
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How Does the Fed Rate Hike Affect Homebuyers?

Post Earlier this month, Federal Reserve officials increased the federal funds rate by 0.25 percent, marking their first rate hike since 2018. You might be wondering why they would do this amid high inflation and rising gas prices. Increasing interest rates…
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Should You Finance with an Adjustable Rate Mortgage?

Post Interest rates are starting to rise, and with already high home prices, many buyers count themselves out of being able to buy a home. But don’t walk away so quickly! As you’re calculating what you can afford and how much…
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