7 Mortgage Myths Debunked

7 Mortgage Myths Debunked

Post Even if you’re buying a home for the first time, it’s probably not the first time you’ve heard or received advice about mortgages. While some guidelines have changed over time, other tips you might have received have never been true…
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How Much Mortgage Can You Afford?

Post Whether you’re buying your first home or upgrading to suit your current needs, the first step in the process for many buyers is determining their purchase limit and what financing they can qualify for. Part of this calculation depends on…
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How to Qualify for a Mortgage When You’re Self-Employed

Post Being your own boss comes with a lot of positives: you get to set your schedule, you’re calling the shots, and it usually means you’re doing something you love. When you’re applying for a mortgage, having self-employment income can pose…
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What’s the Difference Between Interest Rate and APR?

Post When you’re buying a home and taking out a mortgage, you want to find a quality lender that also gives you a great deal. It’s such an important life decision, so most buyers want to compare their options and find…
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Does Applying for a Mortgage Hurt My Credit?

Post You’ve decided to buy a new home, and like a majority of Americans, that means you’re also signing up for a mortgage. A mortgage can be a great thing for your credit history. In today’s market, interest rates are also…
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What Does the New FICO® 10 Credit Score Mean for Homebuyers?

Post Credit scores are essential to every aspect of your life, especially when you are buying a home. How you manage your credit plays a significant role in how your credit score is calculated, and ultimately, in determining interest rates and…
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What Happens During the Underwriting Process?

Becoming a homeowner is an experience like no other. While at times the process may leave you feeling stressed or overwhelmed, those feelings go right out the window when you finally get those keys to your new home. With several…
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Protecting Your Credit During the COVID-19 Crisis

Post Your credit is one of the most important items when it comes to your financial health. Even in the best of the times, maintaining healthy credit can be an overwhelming task, let alone during the economic uncertainties related to the…
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Mortgage Forbearance: Weigh the Pros and Cons

Post If you have been financially impacted by the COVID-19 pandemic, you may be worried about how to pay your mortgage. The Coronavirus Aid, Relief, and Economic Security (CARES) Act is a new federal law that enables two protections for homeowners…
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How the $2 Trillion COVID-19 Stimulus Bill Impacts You

Post With the recent passage of the historic $2 trillion COVID-19 stimulus package, now is a good time to consider how the law’s provisions will affect current homeowners and prospective homebuyers over the coming months. While the sweeping $2.2 trillion package…
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