How to Calculate Your LTV Ratio

How to Calculate Your LTV Ratio

Post You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan,…
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Why Isn’t My House Selling?

Post 6 Things You Can Do to Help Your Home Sell Faster Just getting your house on the market can feel like a marathon. You might be trying to get renovations done to increase your asking price or working on staging…
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What Is An Extended Rate Lock?

Who doesn’t love getting the best deal? We would say no one. Of course you want to save money on your monthly mortgage payment! The biggest factor to save you money on your home loan once you’ve selected where to…
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Who Pays for Closing Costs?

Post You already know that you’ll need some money saved up for a down payment for most loan programs. While you can minimize that to as low as 3.5% with FHA loans and down to 3% with some conventional loans, it’s…
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How an FHA 203(k) Loan Can Help You Buy a Home and Finance Renovations

Post Buying a fixer-upper, or a house that needs some renovations, can be a really rewarding experience. Not only do you get more house for your spend, but you’ll build a bond with it­ – literally. You’ll be investing your time…
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5 Things You Should Know About Non-Qualified Mortgages

Post You’re ready to start your home buying journey, but even the first step in the process can leave you questioning how you will finance your home purchase. If you’re planning to apply for a qualified mortgage with a W-2 job…
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Can You Get a Mortgage After Bankruptcy?

Post In Partnership With If you’re considering filing for bankruptcy or have already gone through the process, you’re probably wondering how this affects your ability to get a mortgage, and if you can even qualify for one at all. It can…
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Why You Should Get Pre-Qualified for a Mortgage

Post When you decide to buy a home, you’re faced with many questions that you need answers to. Do I make enough income to buy a house? How much of a house can I afford? What kind of mortgage am I…
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How to Sell Your House and Buy a New One at the Same Time

Post Like the seasons of the year, there are seasons of our lives when our housing needs transition too. A key leap is when you realize the need to move to a new house and sell your current one. Most of…
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How to Finance a Non-Warrantable Condo

Post You’ve found the perfect condo. It’s located in a great part of town, it offers convenient amenities, and it’s a great place for you to call home. But in the process of learning more about the property, you discover that…
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