What is Mortgage Escrow?

What is Mortgage Escrow?

Post Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your property taxes and insurance. As a seller, it provides a layer of protection for the…
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Mortgage Rate Lock: How to Lock In Your Interest Rate

Post The most important factor in your mortgage may be the interest rate. Your interest rate will determine your monthly payment and the total lifetime cost of your mortgage. Getting the best rate is crucial to your home buying journey. Understanding…
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When Is My First Mortgage Payment Due?

Post There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing of other steps in the mortgage process. Your closing date will determine when your first…
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How Adjustable Rate Mortgages Work

Post When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make is whether to go with a fixed rate mortgage or an adjustable rate mortgage (ARM). …
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Home Appraisals 101: What You Need to Know

Post Whether you’re buying a new home or refinancing your current property, an appraisal is an essential part of your mortgage process.  Lenders typically require a professional, independent appraisal of the home you want to buy or refinance. This ensures the…
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The Complete Guide to Your Mortgage Refinance

Post Does refinancing your home make sense for you? If you’re unsure, you’ve come to the right place. While many think the purpose of refinancing is to take advantage of lower rates, there are several reasons why homeowners choose to refinance.…
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What Happens During the Underwriting Process?

Becoming a homeowner is an experience like no other. While at times the process may leave you feeling stressed or overwhelmed, those feelings go right out the window when you finally get those keys to your new home. With several…
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How South Carolina Makes Buying A Home Easy

Home of the palmetto tree, South Carolina is a popular destination for individuals and families looking to purchase a home. If you’re considering buying a home in South Carolina, you’ll be happy to know that the state offers several programs…
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The Best Benefits of a VA Loan

Post With millions of veterans and service members across the U.S., VA home loans are one of the most popular home loans for borrowers. Around since 1944, VA loans were created by the U.S. Department of Veteran Affairs (VA). The goal…
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What is the Georgia Dream Program?

Post Looking to move to Georgia? That’s just peachy! Whether you’re a first-time homebuyer or not, while the process at times may seem like a hassle, purchasing a home is an exciting time. As there are several programs that can help…
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