What Does Under Contract Mean, and What Are Contingencies?

If you’re buying a home for the first time, or even for the first time in a while, it’s helpful to review the different steps and milestones you’ll need to be prepared for as you go through your homeownership journey.…

Buying a house is one of the most significant financial decisions that you can make. Whether you are a first-time homebuyer, or you’ve been through the process before, you should always explore your loan options. FHA (Federal Housing Administration) loans have…

When starting out on your home buying journey, especially when you’re looking to purchase your first home, it’s important to figure out how much of a mortgage you can comfortably afford.  A great way to do that is by getting…

When it comes to buying a home, one of the most important decisions you’ll make is choosing a mortgage lender. While you can work with a lender from anywhere in the country, so long as they’re licensed to originate loans…

As you begin your homebuying journey, your first concern is probably, “How am I going to finance my house?” If you’ve missed a couple of credit card payments and your credit score is still recovering, or you once filed for…

Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not alone! There are many steps in the home buying process, and it’s one of the…

You’re almost there! You’ve worked with your loan officer to find the best loan program for you, found a house you love, and got your offer accepted. Now there’s some paperwork and final steps that are all that’s left before…

The very first step in buying a home is making the decision that you’re ready to buy.  The next step after that is determining how much you can afford and what your financing options are. Getting pre-approved by a lender…

Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a buyer. Appraisals also act as a safeguard for all parties involved, from the seller to…

There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis. As the coronavirus…