How To Transition from Renter to First-Time Homeowner

How To Transition from Renter to First-Time Homeowner

Post Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not alone! There are many steps in the home buying process, and it’s one of the…
Read More

What To Expect The Week of Closing on Your House

Post You’re almost there! You’ve worked with your loan officer to find the best loan program for you, found a house you love, and got your offer accepted. Now there’s some paperwork and final steps that are all that’s left before…
Read More

How Long Does It Take to Get Mortgage Pre-Approval?

Post The very first step in buying a home is making the decision that you’re ready to buy.  The next step after that is determining how much you can afford and what your financing options are. Getting pre-approved by a lender…
Read More

What To Do When Your Appraisal Comes In Lower Than Your Offer

Post Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a buyer. Appraisals also act as a safeguard for all parties involved, from the seller to…
Read More

How Are Mortgage Interest Rates Determined?

Post There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis. As the coronavirus…
Read More

What Not to Do Before Closing on a House

Post You’ve gotten pre-approved, found a home you like, and put in your offer. It might feel like you’ve done everything you need to complete your home purchase, but there are a few more steps before the deal is truly sealed.…
Read More

Getting Ready to Sell Your Home

Post Maybe you’re getting ready to move for a job or to be closer to family. Maybe you need more space, so you’re moving up to a bigger house. Maybe you just want to take advantage of the rising value of…
Read More

Building a House: How to Get Started

Post Have you thought about building your own house but are not exactly sure how to get started? You’re not alone. There are a lot of steps that go into constructing a brand new home. Sometimes just figuring out where to…
Read More

How to Calculate Your LTV Ratio

Post You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan,…
Read More

Why Isn’t My House Selling?

Post 6 Things You Can Do to Help Your Home Sell Faster Just getting your house on the market can feel like a marathon. You might be trying to get renovations done to increase your asking price or working on staging…
Read More