How To Transition from Renter to First-Time Homeowner

How To Transition from Renter to First-Time Homeowner

Post Are you ready to make the jump from renter to first-time homebuyer, but feel like you don’t even know how to get started? You’re not alone! There are many steps in the home buying process, and it’s one of the…
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What To Expect The Week of Closing on Your House

Post You’re almost there! You’ve worked with your loan officer to find the best loan program for you, found a house you love, and got your offer accepted. Now there’s some paperwork and final steps that are all that’s left before…
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How Long Does It Take to Get Mortgage Pre-Approval?

Post The very first step in buying a home is making the decision that you’re ready to buy.  The next step after that is determining how much you can afford and what your financing options are. Getting pre-approved by a lender…
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What Does a Real Estate Agent Do?

Post You often hear that you shouldn’t sell your home without the help of a real estate agent, or that you need an agent to help get your offer accepted on the house you’re hoping to purchase. If it’s your first…
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How to Calculate Your LTV Ratio

Post You already know that lenders review your finances when you apply for a mortgage. That’s why you submit the loan application, providing a complete picture of your financial situation. This allows the lender to assess the risk of the loan,…
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When is the Best Time of Year to Sell My House?

When it comes to selling your home, you probably want to follow the same advice most of us have heard about the stock market: buy low and sell high. Appreciation of your home’s value usually happens naturally over time. Still,…
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5 Reasons to Buy a Home This Spring

Post Springtime brings a welcome change to the temperatures outside, clearing the winter clouds and making way for sunshine. It also brings more houses to the market, making it an ideal time to take that leap and buy your new home.…
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Should You Finance with an Adjustable Rate Mortgage?

Post Interest rates are starting to rise, and with already high home prices, many buyers count themselves out of being able to buy a home. But don’t walk away so quickly! As you’re calculating what you can afford and how much…
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How to Save on Your Down Payment with an FHLB Grant

Post We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a nice view of the sunset each evening. While it’s easy to visualize what you want…
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Why You Should Buy a House in the Winter

Post You probably think of ice skating or skiing when you think of winter activities, but buying your next home during these cold months could be a winter activity that saves you money and makes the moving process easier. That might…
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