What Does Under Contract Mean, and What Are Contingencies?

If you’re buying a home for the first time, or even for the first time in a while, it’s helpful to review the different steps and milestones you’ll need to be prepared for as you go through your homeownership journey.…

Buying a house is one of the most significant financial decisions that most people will make. So, of course, you want to be fully confident in the property that you purchase. Whether you’re buying your first home or your forever…

When starting out on your home buying journey, especially when you’re looking to purchase your first home, it’s important to figure out how much of a mortgage you can comfortably afford.  A great way to do that is by getting…

When it comes to buying a home, one of the most important decisions you’ll make is choosing a mortgage lender. While you can work with a lender from anywhere in the country, so long as they’re licensed to originate loans…

As you’re looking for a new home or apartment, the first question you usually have to answer is whether or not you’re in the market to rent or buy. While you might be able to easily pose that question, answering…

For many homebuyers, this purchase is the most significant that they will make in their lifetimes. From the outside looking in, the home buying process can seem daunting. Fortunately, first-time homebuyer programs help ease your financial burden and provide additional…

We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a nice view of the sunset each evening. While it’s easy to visualize what you want…

Last year the Federal Housing Finance Agency (FHFA) announced changes to Fannie Mae and Freddie Mac’s pricing structure to reduce fees for certain homebuyers and mortgage products.   The intent of these changes is to help more Americans become first-time homeowners…

Sherry Riano, FHM Loan Officer, contributed to this article. There’s been a lot of concern from prospective home buyers and existing homeowners over the past several months. With inflation continuing to rise and interest rates headed in the same direction,…

Even during the best economic times, it can be hard to feel fully confident in being ready to buy your first home. There’s a lot to consider. You want to make sure you have enough saved up for a down…