What is Mortgage Escrow?

What is Mortgage Escrow?

Post Escrow ensures buyers and sellers in the real estate process are protected. As a homeowner, it ensures you will be able to pay for your property taxes and insurance. As a seller, it provides a layer of protection for the…
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When Is My First Mortgage Payment Due?

Post There are many components to manage as you progress through the home buying journey. In fact, your first mortgage payment is dependent on the timing of other steps in the mortgage process. Your closing date will determine when your first…
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How Adjustable Rate Mortgages Work

Post When it comes time to choose the right type of mortgage for your new home or refinance, one of the most significant decisions you’ll make is whether to go with a fixed rate mortgage or an adjustable rate mortgage (ARM). …
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Home Appraisals 101: What You Need to Know

Post Whether you’re buying a new home or refinancing your current property, an appraisal is an essential part of your mortgage process.  Lenders typically require a professional, independent appraisal of the home you want to buy or refinance. This ensures the…
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How Property Tax Works

Post Homeownership comes with its own set of obligations that you may not have otherwise known about. You will undoubtedly factor in your down payment and closing costs when establishing your affordability, but maintenance costs, HOA fees, and various other expenses…
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How the West Virginia Housing Development Fund Makes Homeownership Affordable

Post The West Virginia Housing Development Fund: Everything You Need to Know Often referred to as the Mountain State and known for its scenic views, West Virginia is a place many people look to reside in. If you’re considering purchasing a…
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What is a Conventional Loan?

Post With so many loan options out there, trying to find the right one for you may feel like a tough task. It’s critical that you do your research and find the best mortgage option that suits your needs. Here to…
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Buying a Home in Pennsylvania? Start Here.

Post Home of the Liberty Bell and cheesesteaks, Pennsylvania is a place where several individuals find their dream home. If you’re thinking about buying a home in the Keystone State, we want to let you know that the state of Pennsylvania…
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What Happens During the Underwriting Process?

Becoming a homeowner is an experience like no other. While at times the process may leave you feeling stressed or overwhelmed, those feelings go right out the window when you finally get those keys to your new home. With several…
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How South Carolina Makes Buying A Home Easy

Home of the palmetto tree, South Carolina is a popular destination for individuals and families looking to purchase a home. If you’re considering buying a home in South Carolina, you’ll be happy to know that the state offers several programs…
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