Pay Off Your Mortgage Early: Easy Tricks Anyone Can Use

Pay Off Your Mortgage Early: Easy Tricks Anyone Can Use

Post In Partnership With  There are two ways to own your home. Either you can pay cash upfront or you can pay little by little, year after year. For most us, monthly mortgage payments are really the only feasible option. Nonetheless,…
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How Does a Mortgage Credit Certificate from the VHDA Work?

If you’re looking to purchase your first home, you could begin the process by applying for a Mortgage Credit Certificate (MCC) and possibly saving thousands of dollars. A helpful non-profit to familiarize yourself with if you are searching for a…
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Millennials Wish to Own a Home, But Are They Saving Enough?

Post Reposted with permission from ValueInsured. Let’s set the record straight: millennials want to be homeowners. The myth that this generation of twenty-and-thirty-somethings is another group of aimless malcontents drifting around without steady addresses has been dispelled long ago. Millennials have…
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How Adjustable Rate Mortgages Work

Post As a homebuyer, when it comes time to choose a financing solution for your new home or refinance, it’s not uncommon to be paralyzed by the number of options available. Between everything you need to know about home appraisals, title…
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Navigating the Homebuying Journey: A Guide for the First-Time Homebuyer

Post For many home buyers, buying a home can be a huge burden. If you’re a first-time homebuyer, this milestone can be an especially stressful and overwhelming time. Fortunately, with help from the right lender, you can navigate the road to…
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5 Things You Should Know Prior to Making a Down Payment on a House

Post Are you a home-buyer trying to figure out how much you should put down on your house? Buying a house can be overwhelming, and making your down payment can be especially stressful if you don’t have all the correct information.…
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Mortgage Rate Lock: How To Know If You Should Lock Your Interest Rate

Post The most important factor in your mortgage may be the interest rate. The rate you pay on your mortgage will decide your monthly mortgage payment, as well as the total lifetime cost of your mortgage. Getting the best rate is…
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Keeping Score on Your Credit

Your Credit Score and Your Mortgage The information in your credit report has a huge impact on whether or not you qualify for a mortgage loan and what interest rate a lender will offer. Therefore, it’s important your credit report…
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What You Need to Know: Title and Insurance

The following information is supplied for informational purposes and should not be relied upon as legal definitions. Before you reach the closing day, you will want to make a decision as to how you will “hold title” to the property.…
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Surprised? Don’t Forget About The Closing Costs

Downloadable Home Loan Toolkit Buying a home is an important financial decision that requires careful attention. This toolkit will help you become familiar with the various stages of the home buying process, including Closing Costs. Download this helpful toolkit to…
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