Buying a Home | First Heritage Mortgage

26 2026 March

When Is the Right Time for Downsizing Your Home?

It starts on a Sunday afternoon. You’re cleaning a guest bedroom that no one has slept in for two years, you keep pushing yard work...

14 2026 March

Fear and Inflation Concerns Pushing Rates Higher

As we discussed last week, the Iran conflict is causing interest rate and bond markets to ignore most of the economic reporting. Rates have jumped up to...

12 2026 March

What to Know About Fannie Mae, Ginnie Mae, and Freddie Mac

If you are in the process of buying a home or if you have spent any time researching mortgage products, you will come across these three names: Fannie Mae, Freddie Mac, and Ginnie Mae. While they...

05 2026 March

Buying a Beachfront Property as an Investment or Second Home

Whether you imagine listening to the crash of the ocean as you fall asleep or smelling the salty air as you sip your coffee in...

28 2026 February

Rates Hit Fresh Lows

10-Year Treasury Falls Below 4% On Friday, the 10-year US Treasury significantly broke below 4.0% for the first time since October of 2025. At that point, there were only eight business days of a sub-4%...

26 2026 February

What Are Seller Concessions and How Do They Work?

If you are thinking about buying a home in today’s market, you are in a stronger negotiating position than you may think. We are currently experiencing a buyer’s market. With more homes...

14 2026 February

Do Markets Believe the BLS?

Jobs Report Surprises, Markets Shrug The monthly Employment and Wage Report (Jobs Report) from the Bureau of Labor Statistics (BLS) came out this week for January. It was delayed from last week due to...

12 2026 February

What to Know When Inheriting a Property

Have you recently inherited a home? While this may seem like a generous gift, inheriting property can invite a lot of questions and emotional weight, especially if it comes from the loss...

01 2026 January

How to Buy a House When You Are Self-Employed

Buying a home can be overwhelming, especially if you are self-employed. Unlike W-2 employees, self-employed borrowers often have variable income or multiple revenue streams that...