NC Home Advantage Mortgage: What You Need to Know

NC Home Advantage Mortgage: What You Need to Know

For both first-time homebuyers and move-up buyers in North Carolina, the North Carolina Housing Finance Agency (NCHFA) is a fantastic option that offers stable, fixed-rate mortgage options with fantastic benefits. Qualified buyers may be eligible to take advantage of the…
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What Are Mortgage Closing Costs?

Post When considering the out-of-pocket expenses needed to purchase a home, a common misconception is that you will only need to cover the down payment. Many homebuyers find at the end of the home buying process that they did not account…
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What is a Non-Qualified Mortgage?

Post As you work your way through the home buying process, you’ll begin to realize that mortgage lenders typically have a set of requirements in order to qualify you for a home loan. These might include having a steady income, at…
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VHDA Announces Increased Income and Sales Price Limits

Post Exciting news for first-time homebuyers in Virginia: the Virginia Housing Development Authority (VHDA) has announced higher income and sales price/loan limits. The changes will take effect with new applications beginning September 5, 2019. Thanks to the increased limits, more first-time…
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Who Qualifies for a VHDA Loan?

Post Who Qualifies for a VHDA Loan? Purchasing a home is a big life achievement for many people. That’s because it takes plenty of time and saving to be able to afford a down payment. Luckily, there are plenty of government…
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7 Reasons Your Mortgage Was Declined

Being told that your mortgage was declined can leave you feeling disheartened. While it may be frustrating, it can be an important learning experience for you as a homebuyer. Mortgages can be declined for a number of reasons, but once…
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5 Reasons You Need to Talk Your Lender First

Post Before beginning the home search, talking with a lender is a crucial move. Not only will you know the exact amount of home you can afford, but you’ll also have all your necessary documents in order which gives you an…
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Home Buyer Story: Josselyn and Miguel

Post The Process How long is the journey to home ownership? A month, two months, a year…or longer? The first time I met Josselyn and Miguel was at their closing after working with them for only two months. Their journey to…
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Everything You Need to Know About Bridge Loans

As a homeowner, the idea of moving from your current home to a new home can seem like a headache. How do you handle a new mortgage, when you still are paying your current mortgage? So what happens when you’ve…
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DIY Projects to Make Your Pet Feel at Home

Post Toys and treats aren’t the only items you can spoil your pet with. From cozy beds to multi-purpose wall hangers, you can pamper your furry friend and spruce up your home at the same time. Here are 5 DIY projects…
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