How Long Does It Take to Get Mortgage Pre-Approval?

How Long Does It Take to Get Mortgage Pre-Approval?

Post The very first step in buying a home is making the decision that you’re ready to buy.  The next step after that is determining how much you can afford and what your financing options are. Getting pre-approved by a lender…
Read More

What To Do When Your Appraisal Comes In Lower Than Your Offer

Post Appraisals are an important part of the mortgage process, mainly because they ensure that you’re paying a fair price for your new home as a buyer. Appraisals also act as a safeguard for all parties involved, from the seller to…
Read More

How To Use Your 401(k) to Help Buy Your Home

Post You usually hear that it’s imperative to save for retirement as early as you can. That advice will serve you well as you get closer to retirement age and all of that planning starts to become reality. Much of the…
Read More

How Are Mortgage Interest Rates Determined?

Post There’s been a lot of talk about mortgage interest rates over the past few years. Throughout 2020 and 2021, rates dropped to record lows, linked mainly to the economic uncertainty felt worldwide amid a public health crisis. As the coronavirus…
Read More

What Not to Do Before Closing on a House

Post You’ve gotten pre-approved, found a home you like, and put in your offer. It might feel like you’ve done everything you need to complete your home purchase, but there are a few more steps before the deal is truly sealed.…
Read More

Building a House: How to Get Started

Post Have you thought about building your own house but are not exactly sure how to get started? You’re not alone. There are a lot of steps that go into constructing a brand new home. Sometimes just figuring out where to…
Read More

Getting Started in Real Estate Investment

Post So, you’re ready to start investing? You’ve probably saved some money, and you’re well aware that you’re better off investing that capital than letting it sit in a bank account. But the struggle is figuring out the right strategy for…
Read More

When is the Best Time of Year to Sell My House?

When it comes to selling your home, you probably want to follow the same advice most of us have heard about the stock market: buy low and sell high. Appreciation of your home’s value usually happens naturally over time. Still,…
Read More

5 Reasons to Buy a Home This Spring

Post Springtime brings a welcome change to the temperatures outside, clearing the winter clouds and making way for sunshine. It also brings more houses to the market, making it an ideal time to take that leap and buy your new home.…
Read More

How to Save on Your Down Payment with an FHLB Grant

Post We all dream of our perfect home. Maybe yours has a spacious backyard for your pets to roam. Or perhaps it’s an apartment with a nice view of the sunset each evening. While it’s easy to visualize what you want…
Read More