As a First-Time Buyer, Should I Buy, Build, or Renovate? 

Buying your first home is an exhilarating milestone, full of endless possibilities and tough decisions. In our current market conditions, first-time homebuyers face many challenges as they search to find a starter home.  As a buyer, you can buy an…

In today’s real estate market, high mortgage interest rates can feel like a significant challenge for potential homebuyers to overcome. There are several strategies that can help you secure your dream home now and potentially lower your mortgage payments in…

FAIRFAX, V.A. – First Heritage Mortgage, LLC (FHM) has appointed Roshan Alavi as Executive Vice President of Operations. With extensive mortgage industry experience spanning more than three decades, Ms. Alavi brings valuable leadership to FHM’s executive team during a time…

Purchasing a house is a huge milestone for anyone, especially for co-borrowers buying a home together for the first time. It used to be challenging to qualify for a mortgage if one co-borrower had a less-than-stellar credit score. The dream…

It’s no secret that buying a rental property can be an excellent investment. If you ask a successful investor what’s in their portfolio, there’s a good chance that it’s at least partially comprised of real estate assets.   Many people are…

First Heritage Mortgage Announces Bethesda Branch Relocation BETHESDA, MD – First Heritage Mortgage, LLC (FHM) announced the move of its Bethesda branch (Branch NMLS ID #128520) to a new location. The branch is now located at 6710-A Rockledge Drive, Suite…

The Federal Housing Finance Agency (FHFA) recently announced new loan limits for 2023, which will provide more flexibility to homebuyers in high-cost areas. These are known as conforming loan limits.  The baseline conforming loan limit for a single-family home increased…

First Heritage Mortgage Opens New Branch in Charlotte, North Carolina CHARLOTTE, NC ­­– First Heritage Mortgage continues to grow its lending footprint in North Carolina with a new office in Charlotte (Branch NMLS ID #2456404). The North Carolina market is part of…

Sherry Riano, FHM Loan Officer, contributed to this article. There’s been a lot of concern from prospective home buyers and existing homeowners over the past several months. With inflation continuing to rise and interest rates headed in the same direction,…

Even during the best economic times, it can be hard to feel fully confident in being ready to buy your first home. There’s a lot to consider. You want to make sure you have enough saved up for a down…